Under normal circumstances, an ICBC car loan card will be issued for car installment business handled through car dealers, guarantee companies, insurance companies and other channels.

This card is usually only used to buy cars by stages, and has no other value-added functions. If you need a credit card, it is recommended to handle the credit card of ICBC separately.

Extended data

ICBC's car loan card business is slightly different among branches. If you need to handle the loan settlement or mortgage cancellation procedures of ICBC car loan card, incorrect deposit/transfer/guarantee fee extraction, loan or guarantee information inquiry, etc., you need to contact the loan bank.

Take the car loan card in Beijing as an example:

The charging standard of Beijing car loan card is: Beijing car loan card is free of annual fee and prepayment fee;

The handling fee for car installment payment with Beijing car loan card is as follows:

12 to 36 only accept the first issue, 48 and 60 issues.

China Industrial and Commercial Bank China Website-Beijing Car Loan Card Charging Standard

China industrial and commercial bank China website-car loan card business