You can apply if you have an ID card and social security card. If you don't have a social security card and a real estate license, your father can't apply for the name on the real estate license. There is no regulation on how much time deposit you can apply for. The less the amount, the lower the amount. You can ask your father to open the main card, you can open the secondary card, let your father bring your ID card and real estate license, and you can apply with your ID card.