Temporary (credit) line:

Temporary credit line, as its name implies, is the total credit line temporarily increased by banks to meet the temporary needs of customers on the basis of permanent credit line;

According to the regulations of the bank, the general temporary credit line is 20% higher than the permanent credit line, and it has a certain validity period.

Permanent (credit) line:

Permanent credit line is a permanently increased credit line;

Generally not more than 50% of the original amount;

You can only apply for a card after three months of normal use.