China Everbright Bank has launched a DIY credit card instant self-issuance system. It only takes one minute from applying for a card to getting it. It can be said to be the fastest among all banks.
The processing time for credit cards from other major banks is similar, usually about 15 working days. Of course, there may be special circumstances, such as bank delays or delays in the mailing process. It's all possible.
The role of credit cards:
You can earn points by swiping credit cards, and you can redeem gifts or airline miles by earning certain points;
Some credit cards are used in some Local consumption can be discounted. For example, the ICBC credit card will regularly postpone the store information that can be discounted;
If you cannot meet the temporary capital turnover, using a credit card is equivalent to a small interest-free loan, as long as you repay it in the end There is no need to pay interest if you repay the loan on time.