Prepayment is divided into partial prepayment and full prepayment. In case of partial prepayment, the repayment amount is an integral multiple of the principal of each installment, and the number of overdue applications will be automatically reduced.

If the repayment is made in full in advance, the repayment amount shall be the outstanding installment principal, and the installment will automatically end after the application is successful. After the successful application for prepayment, the cardholder must repay the prepayment amount and the installment fee corresponding to the prepayment period in one lump sum, and the recorded installment fee will not be refunded.

Extended data

Other bank installment interest:

1, Bank of China. The installment fee will be charged once in the first installment and will not be refunded once charged.

2. China Construction Bank. The handling fee is charged in installments. The cardholder has successfully processed the bill installment. If he applies for prepayment, he must pay off all the remaining principal and handling fee in one lump sum, and the installment handling fee collected will not be refunded.

3. Bank of Communications. The handling fee will be collected in installments. If the installment is ended early, the fees received will not be refunded, and the remaining fees will be paid in one lump sum.

4. Shanghai Pudong Development Bank. The handling fee is charged in installments. After the cardholder successfully applies for installment payment, the number and amount of installments applied for cannot be changed or revoked. When the cardholder returns (purchases by installment) or cancels the transaction, he still needs to pay the principal and handling fee according to the successful billing installment business.

5. Guangfa Bank will charge the handling fee by stages. It is very convenient to prepay online banking in installments. After the prepayment registration is successful, the remaining unpaid handling fee and principal will be repaid in one lump sum.

6. China Merchants Bank. The handling fee is charged in installments. If you need to cancel the installment or prepay, you need to apply for installment settlement. Unpaid installment amount and handling fee must be paid in one lump sum, and early settlement cannot be cancelled.

Phoenix. com-The credit card has handled the bill installment, and I want to repay it in advance. Is it worth it?