CITIC Credit Card is legitimate. According to the official website of China CITIC Bank Credit Card Center, CITIC Bank is a formal bank and its credit card business is also formal. China CITIC Bank is one of the earliest commercial banks in China to participate in financing in domestic and foreign financial markets. It mainly provides corporate customers with comprehensive financial solutions such as corporate banking, international business, capital market business, and investment banking services. It also provides individual customers with comprehensive financial solutions. Financial products such as financial management, credit cards, consumer loans, private banking, and overseas finance. CITIC Bank Credit Card is a credit card product launched by CITIC Bank, including CITIC Bank Credit Card, CITIC Bank Platinum Credit Card, CITIC Bank Credit Card, etc. The application conditions for CITIC Bank credit cards are relaxed. As long as you have a good credit record and a stable source of income, you can apply for CITIC Bank credit cards.