yes. When shopping in JD.COM, you can switch the payment method to credit card payment. Or choose to pay offline, or you can pay by swiping the POS machine. Generally speaking, credit card payment supports offline and online payment in JD.COM. When the credit card balance is low, you can even choose the form of IOU plus credit card to complete combined payment. Combination payment is only applicable to online payment. Offline payment requires that the available credit card balance be greater than or equal to the current payment amount.

what does JD.COM gold bar mean?

JD.COM Gold Bar mainly provides loan services for JD.COM users. After opening, users can get a certain amount of loans, up to 2, yuan. Eligible ordinary users can get subsidies ranging from 1 yuan to 5, yuan.

JD.COM gold bars have the characteristics of unsecured, real-time batch, quick receipt and more flexible repayment methods, and they are also suitable for short-term borrowers and monthly borrowers, with relatively low interest rate, and are suitable for long-term users.