It is not only possible to apply for second-category cards.

If you have applied for a bank card from this bank before, you have not canceled it and you have forgotten your password, you can only apply for a second-category card.

A bank can only apply for one Category 1 card now, but if you have applied for multiple bank cards before and still use them, you can continue to use them as Category 1 cards.

The bank's second-class card is very similar to a credit card. It is mainly responsible for daily financial management, investment and other consumption. The main body of the second-category card is an electronic card. Although it also distributes physical cards, it is not very useful. The funds in the second-category card account come from the first-category bank account. The difference from the first-category card account is that the second-category card cannot deposit and withdraw cash, and cannot transfer funds to unbound accounts. At the same time, the Class II card account has a daily transfer limit of 10,000 yuan and an annual transfer limit of 200,000 yuan.