The credit card swiping method is:
Give the credit card to the cashier of the merchant, and the cashier will swipe the card on the POS machine;
The cardholder enters the credit card password;
Pos will automatically print out the transaction voucher;
The cardholder signs the transaction voucher and the transaction ends.
Seven advantages of credit card:
Safe consumption
When a cardholder is shopping, swiping the card can save the time of paying cash and giving change. This convenient way of consumption is favored by the public. At the same time, credit cards are safer than cash consumption. Once the cash is lost, it is impossible to get it back. However, if the credit card is lost, as long as you enter the wrong password three times, it will automatically lock the card.
Interest-free overdraft consumption
Credit card is a kind of consumption that can be overdrawn without deposit. From the generation of this consumption bill to the repayment date generated by the bank, as long as it is fully paid off, there is no need to pay any interest to the bank. At the same time, no matter which bank's credit card, the interest-free time is 20 days at the shortest and 56 days at the longest.
enjoy preferential treatment
Cardholders can enjoy a fixed discount when spending at merchants designated by the bank. For example, before the cooperation between Bank of Communications and Xinyi, all cardholders can enjoy a 50% discount as long as they use the Bank of Communications credit card every Friday.
Credit accumulation
While using credit cards, you can also accumulate personal credit. It is also very helpful for cardholders to correctly use and standardize and maintain good credit information in their future lives. You know, when people buy a car, buy a house and approve loans, it is easier to get through with credit consumption records.
Transparent consumption
Before the reconciliation date of each month, the bank will express the bill of last month's consumption to the cardholder free of charge, so that everyone can clearly know every consumption expenditure, which greatly improves the transparency of consumption.
Points exchange
In order to encourage users to use credit cards, the issuing bank has also set up a point function. By using points, cardholders can participate in various lucky draws throughout the year and even redeem gifts. For example, some daily necessities, household appliances, digital technology products and so on.
Dual currency consumption
As we all know, credit cards have dual-currency cards and single-currency cards. Dual-currency card means that cardholders can spend money at home and abroad. Single-currency card means that the cardholder can spend one-way at home or abroad. Of course, the type of card depends on whether the user chooses UnionPay logo or foreign currency logo when applying. Dual-currency card has a great advantage, that is, the cardholder does not need to exchange foreign currency when spending abroad, and directly swipes the credit card, which saves some unnecessary troubles.