1, the credit card electronic card of China Merchants Bank refers to the electronic card of China Merchants Bank, also called electronic card or virtual card. It belongs to a credit card, but there is no physical card. The functions of other credit cards are the same as those of physical credit cards, except for businesses requiring physical cards such as counter withdrawal and POS card swiping.
2. If you want to apply for an electronic credit card, you need to apply for registration in official website/Mobile Banking for the first time. Cardholders who already have a CMB credit card can click "Select-Wonderful Card-Card Family Photo-Virtual Card" to apply.
For more information about China Merchants Bank's credit card electronic card, please visit: See More.
What is the use of the electronic card of China Merchants Bank UnionPay?
1. UnionPay e card is a virtual account, and no physical card is issued; The function is the same as the physical card, sharing the same amount and issuing the bill. UnionPay electronic card (virtual credit card) has no annual fee and is issued when applying for a credit card in Pocket Life. Before the card is mailed, you can apply, just like your physical card.
2. After handling the E-card (electronic card), its quota and personal card quota are shared, and the card can only be sent through the pocket life channel. The new customer binds the palm life according to the prompt, and automatically opens the card after verification. /kloc-The card, expiration date and CVV2 information can be inquired within 0/5 minutes, and the card can be used normally after operation. If the virtual card added by the cardholder is issued, the card will be opened by default.
Thirdly, virtual account is a safe online payment method, which can ensure the privacy and safety of online shopping. The traditional bank card online payment has the security risk of revealing the cardholder's account number, password and other related information. When trading with a virtual account, the user's relevant information will be stored in a bank or payment institution, and will not be transmitted to online merchants and others to ensure payment security.
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Credit card application materials of China Merchants Bank
1, identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;
3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level.
4. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
If you are self-employed, you can provide your own self-employed business license and tax bills for the past three months, and you can also provide your own other financial certificates: income tax withholding certificate; Copy of self-owned real estate license; Copy of self-owned car driving license; Bank certificates of deposit and other information that can prove your economic level.
Refer to Baidu Encyclopedia China Merchants Bank Credit Card.
What is China Merchants Bank credit card electronic card?
The credit card electronic card of China Merchants Bank refers to the UnionPay electronic card of China Merchants Bank, which supports all businesses except credit card swiping.
If you want to apply for the UnionPay electronic card of China Merchants Bank, the applicant needs to be a China citizen over 16 years old and hold a valid identity document. Applicants need to apply at the counter of bank outlets or apply for registration at mobile banking. Cardholders who already have a CMB credit card can apply in the virtual card of CMB Pocket Life.
Generally speaking, the UnionPay electronic card of China Merchants Bank is an electronic card attached when applying for a credit card. Without a physical card, the general limit is similar to that of a credit card. You can bind WeChat Alipay, which is equivalent to another card and share the quota with the main card. It is very useful for people whose main card is not UnionPay.
This card can be paid by Alipay, WeChat, QQ Wallet and JD.COM Treasury, and almost all merchants have coverage, which is more convenient for customers who apply for this card.
Using electronic credit card, it is technically necessary to ensure the security and reliability of transmission. In the process of credit card payment, it is necessary to authenticate the identities of customers, merchants and card issuers to prevent denial. Ensuring credit and security can be foolproof.
What is China Merchants Bank Card?
China Merchants Bank's first Netcom account is called Card, which belongs to a savings account. Only Class II or III accounts can be opened, and no physical cards or passbooks are issued.
This account supports fund transfer, investment and wealth management, consumer payment and other services between the account and the binding card, but does not support cash deposit and withdrawal.
Tips: Only customers with ID card 16 or above can apply, but overseas residents cannot apply.
(reply time: 65438+20221October 28th. Please refer to China Merchants Bank (official website) for the latest business changes.
What is China Merchants Credit Card Virtual Card? The introduction of China Merchants Bank Credit Card Virtual Card ends here. I wonder if you found the information you need from it?