If it can be repaid in 3-4 months, it can be repaid in three installments, and the handling fee is 0.72% for each installment. This is more cost-effective than paying interest directly; If the repayment will be made within a few days, you can choose to pay directly in cash.

Bank of Communications credit card bill installment process:

Method one. Telephone processing method

1. Call the customer service hotline on the back of the credit card, and after completing the identity verification, transfer to the billing installment line; ;

There are two methods, choose one.

(1) self-service: enter the installment amount and number by voice prompt, and the system will review it immediately, and the customer service specialist will inform the result;

(2) Labor: inform the customer service specialist of the installment amount and the number of installments, and the system will review them immediately, and the customer service specialist will inform the result.

Method 2: Online banking processing method.

1. Log in to Bank of Communications Credit Card Online Banking and select the credit card financing page;

2. Enter "bill installment-issued account", click the installment currency and enter the installment amount; ;

3, the system immediately audit, automatically inform the application results.