Platinum card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks. UnionPay card is a bank card jointly launched by China UnionPay and commercial banks. The card number starts with 62 and the UnionPay logo is printed on the card surface. UnionPay cards only have the UnionPay logo on the card surface, and there are no other card brand logos, which are usually also called single logo UnionPay cards.

Application conditions

China residents who have reached the age of 18, have full capacity for civil conduct and good credit standing, foreigners with permanent residency in China, and compatriots from Hong Kong, Macao and Taiwan can apply for personal credit card master cards with their valid identity documents.

Personal cardholders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. Supplementary card application materials must be confirmed by the main card holder by personal signature, customer service telephone recording, electronic signature or the way recognized by both the cardholder and the issuing bank. The main cardholder can apply for cancellation of the supplementary card at any time.

CITIC Bank is the largest subsidiary of CITIC Group. You can learn about and handle wealth management, private banking, overseas finance, credit card application, personal property mortgage loan and other businesses through CITIC Bank official website, and provide you with one-stop comprehensive financial services.