First, credit card information needs to be filled in by yourself.
When handling a credit card, you need to fill in all the information of the credit card yourself. If you let others fill in your credit card information, it is illegal in itself, and the credit card will not be approved normally. At the same time, if the user handles the credit card in this way, the bank can directly freeze the relevant credit card, and the related losses are borne by the user.
Second, the reasons for the failure of credit card application.
1. Your credit history is stained.
You should know that bad credit records will directly affect the application of credit cards, and you should know that the blacklist of users in the banking system is shared. In other words, if you leave a bad record in a bank, including overdue repayment, credit card arrears, etc., it is generally impossible to apply for credit cards in all banks.
2. There are few application materials.
Your application materials are not filled in. Besides the necessary information, you should also fill in other materials carefully. Don't think that banks will not look at them carefully. Sometimes the paper database will give some consideration to the font of your paper.
Your work cycle is short, and your income is not up to standard.
In order to avoid risks, banks will not issue cards to users with low income and small working years. 4 does not meet the conditions for issuing cards.
Failure to meet the conditions for issuing cards is the most fatal. If you know that you meet the requirements, apply for a credit card that you like but don't meet the standards, which will only be rejected. You can't bear to choose a credit card that meets the requirements and you like.
Third, the application process of credit card.
1. Fill in the credit card application form at the bank, and submit personal certificates and other application materials. The application form should include all information such as income and position.
2. Wait for the approval of the bank. In the credit card review stage, users can go to the bank official website to check the progress of credit card application.
3. The credit card will be sent to you by express after the bank has approved it. If the audit fails, you will also receive information from the bank.