What are the banks that can handle credit cards?
There are many banks that can handle credit cards, for example:
1. The four major state-owned banks: China Construction Bank, China Bank, Agricultural Bank of China, Industrial and Commercial Bank of China.
2. Joint-stock commercial banks: Ping An Bank, Guangfa Bank, China Everbright Bank, Industrial Bank, Shanghai Pudong Development Bank, China Merchants Bank, Huaxia Bank, CITIC Bank, etc.
3. City commercial banks: Bank of Beijing, Bank of Shanghai, Bank of Hankou, Bank of Tianjin, Bank of Hebei, Bank of Ningbo, Bank of Jiangsu, Bank of Shengjing, Bank of Nanjing, Bank of Guangzhou, etc.
Introduction to China Construction Bank:
China Construction Bank (China Construction Bank), formerly the People's Construction Bank of China, was established on October 1, 1954 (later established on March 26, 1996 Officially changed its name to China Construction Bank). The head office is located at No. 25 Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, futures, and pensions. subsidiaries in many industries.
Introduction to Ping An Bank:
Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China. The registered capital is RMB 5.12335 billion, with total assets of nearly 1.37 trillion yuan. It is headquartered in Shenzhen, Guangdong Province. Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An") and its holding subsidiaries hold a total of approximately 2.684 billion shares of Ping An Bank, accounting for approximately 52.38%, and are the controlling shareholders of Ping An Bank.
Introduction to Everbright Bank:
China Everbright Bank (CHINAEVERBRIGHTBANK, Everbright Bank) was established in August 1992. It is a national joint-stock system approved by the State Council and approved by the People's Bank of China. Commercial Bank, headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.
How many banks in China can apply for credit cards?
All commercial banks can apply for credit cards. Credit cards are issued by commercial banks to individuals and organizations. my country’s commercial banks: my country currently has 3 policy banks (China Development Bank, Export-Import Bank of China, and Agricultural Development Bank of China), 5 large state-owned commercial banks (China, Agriculture, Industry, Construction, and Communications), Postal Savings Bank , 12 national joint-stock commercial banks (CITIC, Everbright, Huaxia, Minsheng, Guangfa, Shenzhen Fa, China Merchants, Industrial Bank, Pudong Development, Bohai, Hengfeng, Zheshang).
A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back.
Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with the merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when purchasing, and repayment will be made on the billing date.
Please tell me which banks can apply for credit cards
The credit cards of each bank are similar. It mainly depends on the activities. Many banks have overseas cashback activities, such as China Construction Bank, Bank of Communications, Bank of China, etc. You can choose the card type you like according to your personal preferences.
That’s it for the introduction of how many banks can apply for credit cards.