How much does it cost to swipe the annual fee of China Guangfa Bank Credit Card in a single transaction?

Swipe the annual fee of China Guangfa Bank Credit Card 6 times to avoid the annual fee. There is no stipulation on the amount of one brush. Guangfa Bank Credit Card Center provides free online application for Guangfa Credit Card business, including Guangfa Bank standard credit cards, co-branded credit cards, specialty cards and other credit cards.

How to waive the annual fee for Guangfa Credit Card

The annual fee for the personal credit card gold card and ordinary card is waived in the first year, and the annual fee for the following years will be waived on a rolling basis for swiping the card six times or more;

No annual fee for the first supplementary card and business card of Infinite Card/World Card;

Zhenshang Platinum Card has been used for 3 transactions (inclusive) within 90 days of issuance and each transaction has exceeded 88 yuan (inclusive) The first-year annual fee is waived, and the annual fee for the following years will be waived on a rolling basis if the card is swiped 12 times (inclusive) or more.

No annual fee will be charged if the Guangfa Bank credit card is not activated. The first annual fee for the credit card will be generated on the day the new card is activated. The payment cycle is one year. It will be deducted from the customer's Guangfa Card account and will not be refunded. During the validity period of the card, the annual fee will be automatically deducted from the aforementioned account on a regular basis. The annual fee charging standards for Guangfa Bank's credit cards are as follows:

1. General personal credit cards:

Dual-currency ordinary card is 90 yuan for the main card, 45 yuan for the supplementary card; 30 yuan for the special-shaped card; RMB Ordinary card main card is 40 yuan, supplementary card is 30 yuan; Zhenqing RMB ordinary card main card is 45 yuan, supplementary card is 35 yuan; US dollar ordinary card main card is USD15, supplementary card is USD12 yuan; US dollar short-term foreign exchange card is USD9 yuan; Hong Kong dollar ordinary card owner Card is HKD125, supplementary card is HKD100.

2. Personal credit card gold card:

Dual-currency gold card is 260 yuan for the main card and 130 yuan for the supplementary card; RMB gold card is 80 yuan for the main card and 48 yuan for the supplementary card; True Love RMB The main gold card is 85, and the supplementary card is 55; the US dollar gold main card is USD30, the supplementary card is USD18; the Hong Kong dollar gold card is HKD250, the supplementary card is HKD150.

3. Personal Credit Card Platinum Card:

The USD Platinum Card is USD 300 for the main card and USD 180 for the supplementary card; the standard and China Eastern Airlines Platinum Card is USD 2,500 for the main card and USD 1,500 for the supplementary card; the Premium Platinum Card, Titanium card main card 480, supplementary card 240; Air China and China Southern Platinum card main card 500, Air China platinum supplementary card 1250; True Love Platinum card main card 2500, supplementary card 1250; Zhenxiang, Oriental Nissan, Ctrip, Spring and Autumn Platinum card owners 800 for the card, 400 for the supplementary card; 2888 for the main card of car owner and business travel platinum card, 1488 for the supplementary card; 7888 for the main card of golf platinum card, 3888 for the supplementary card of golf platinum card; 12000 for the main card of unlimited card/world card, 12000 for the main card of unlimited card/world card. 5000; Zunyue Platinum Card 2000.

The annual fee will be waived if you spend as much as you need with Guangfa Credit Card in a year

1. One year is from the opening date of Guangfa Credit Card to the day of the next year. Use Guangfa Credit Card 6 times within this year The annual fee will be waived.

2. The card has a preset credit limit in accordance with international standards. Spend first and repay later. No pre-deposit is required. You can use the credit limit for overdraft consumption and cash withdrawal transactions.

3. The interest-free period for overdraft consumption can last up to 50 days. As long as you repay in full before the repayment due date specified by the bank, you can enjoy the interest-free period from the date of transaction to the date of repayment. Interest-free treatment until the payment due date.

4. The repayment method is flexible. You can pay it off in full or choose the minimum repayment amount to enjoy revolving credit and manage your finances more freely.

Guangfa Credit Card Annual Fee Charging Standard:

Guangfa Bank Credit Card RMB Card: The annual fee for the main card is RMB 40/year, and the annual fee for the supplementary card is RMB 30/year. .

Guangfa Bank Credit Card RMB Card Gold Card: The annual fee for the main card is RMB 80 per year, and the annual fee for the supplementary card is RMB 48 per year.

Guangfa Bank Credit Card USD Card: The annual fee for the main card is US$15/year, and the annual fee for the supplementary card is US$12/year.

Guangfa Bank Credit Card USD Gold Card: The annual fee for the main card is US$30/year, and the annual fee for the supplementary card is US$18/year.

Guangfa Bank Credit Card Dual Currency Card: The annual fee for the main card is RMB 90/year, and the annual fee for the supplementary card is RMB 45/year.

Guangfa Bank Credit Card Dual Currency Gold Card: The annual fee for the main card is RMB 260 per year, and the annual fee for the supplementary card is RMB 130 per year.

How to apply for a Guangfa Bank credit card:

Applicants who must be 18-60/65 years old, have a stable job and income, and have good credit standing can apply for a Guangfa Bank credit card. Detailed application materials include proof of identity, employment and financial resources.

1. Online application: Log in to the official website of Guangfa Bank Credit Card, and then follow the interface prompts to select the city of permanent residence, fill in the Chinese name, name pinyin, ID number, certificate validity period, mobile phone number, verification code, and mobile phone SMS verification code, etc., then check the box to activate the GF Credit Card Portal APP "Discover Wonders" simultaneously, and follow the prompts to activate it.

2. Branch application: Bring your ID card, income certificate, etc. to the nearby Guangfa Bank branch, apply for a credit card to the staff, then fill in the form as required and present relevant information to apply for a credit card. .

3. Telephone application: Call Guangfa Bank’s 24-hour credit card service hotline 95508, enter your ID number (letters are replaced by keys, and the input is completed with #), and press 2 to apply for a Guangfa card.

4. SMS application: Edit the SMS "XYK" and send it to 95508 to apply. The bank will contact you to apply for a credit card within 2-5 working days from the date of sending the SMS.

Guangfa Bank credit card annual fee and annual fee exemption policy

Guangfa Bank credit cards are divided into regular cards, gold cards, and platinum cards. The annual fee standards for each credit card are different. As long as they meet Annual fee exemption policy, the annual fee will be waived for the next year. The specific fee standards are as follows:

Applying for a card

Applying for a Guangfa Credit Card 5 times points + 1% cash back

1. GF RMB annual fee:

General card: The annual fee for the main card is RMB 40/year, and the annual fee for the supplementary card is RMB 30/year.

Gold Card: The annual fee for the main card is RMB 80/year, and the annual fee for the supplementary card is RMB 48/year.

2. Annual fee for GF USD Card:

General card: The annual fee for the main card is US$15/year, and the annual fee for the supplementary card is US$12/year.

Gold Card: The annual fee for the main card is US$30/year, and the annual fee for the supplementary card is US$18/year.

3. Annual fee for GF Dual Currency Card:

General card: The annual fee for the main card is RMB 90/year, and the annual fee for the supplementary card is RMB 45/year.

Gold Card: The annual fee for the main card is RMB 260/year, and the annual fee for the supplementary card is RMB 130/year.

There is no annual fee for Guangfa Credit Card without opening the card, and the number of purchases is calculated when paying online.

Whether Guangfa Credit Card is a gold card or a regular card, the annual fee exemption rules are the same: the annual fee is waived in the first year, and the annual fee is waived for the next year by swiping the card six times.

That’s it for the introduction of how much you spend with Guangfa Credit Card to avoid annual fees.