If you want to pay back all the money on your salary card, you won't get the cash.
There is a handling fee for installment payment. The handling fee should be paid in one lump sum in the first month. If you want to pay back all the money within one month, the handling fee will not be refunded. If you don't want to pay by installment, you can also make the minimum monthly repayment, but it will also generate interest (five ten thousandths of daily interest). The minimum repayment is 10% of 3000* interest * days, and the next month is 10% of 3000-3000* interest * days, and so on.