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Will the credit card of Shanghai Pudong Development Bank be cancelled automatically if it is not activated?
If the credit card of Shanghai Pudong Development Bank is not activated, it will not be automatically cancelled. If you have decided not to use it, you can call the 24-hour credit card customer service hotline of Shanghai Pudong Development Bank at 400-820-8788, or simply go to the nearby Shanghai Pudong Development Bank business outlets to find the service staff at the counter to cancel it for you.

If you are a new card that has not been activated, it is no problem to cancel it directly. However, if you have opened a card before, please make sure that your credit card of Shanghai Pudong Development Bank has no outstanding installment payment and unpaid debts, otherwise you can only apply for cancellation after you pay it in one lump sum. In addition, every credit card holder of Shanghai Pudong Development Bank should pay attention to:

① Not all types of credit cards are inactive and free, so be sure to determine whether your credit card will charge annual fees and other fees when it is inactive;

② It is suggested that you call the customer service of the bank 45 days after closing the account to confirm whether the account is completely closed;

After you apply for cancellation, please be sure to destroy your credit card (just cut it in half) to avoid being stolen by criminals and causing unnecessary economic losses.

Credit card cancellation method:

1. Telephone card cancellation: All credit cards can be cancelled through telephone banking. If the credit card can only be cancelled by telephone on the premise of cancellation, call the corresponding bank customer, enter the card number and information according to the prompt, and cancel the account.

2. Selling cards at outlets: Some banks let cardholders bring their ID cards and credit cards to any local outlets to sell cards. After completing the application form for account cancellation, the bank will report a copy of the cardholder's ID card and the completed application form for account cancellation to the head office. After a period of time, the cardholder can call to check whether his credit card has been cancelled.

3. Selling cards at designated places: A few banks need to sell cards at designated places.

Precautions:

If the credit card is lost, you need to reissue a credit card first, then cancel the account, and the card fee is required to reissue the card;

Credit card cancellation must take out the balance on the card to ensure that there is no debt on the card.