The conditions for handling credit cards are as follows:

1, ID card: at least 18 years old.

2. Documents proving that you have stable repayment ability, such as work certificate, income certificate, self-owned property certificate, self-owned vehicle certificate, bank assets certificate, etc. The import standards of each bank are different, depending on the requirements of the bank.

ICBC decides whether or not to approve the card and the amount of the card according to the information of the applicant's payment star and service star in ICBC. China Construction Bank, Bank of China, etc. It depends on the customer level to decide whether to approve the card. Of course, they can also apply by submitting work certificates.

3. There is no bad credit record (the bank inquires by itself).