Opening an account at CITIC Securities for stock trading has nothing to do with increasing the CITIC credit card limit, and it will not increase it;

In order to increase the credit limit of your credit card, in addition to using the credit card healthily, you must also take the initiative to ask the bank Provide proof of asset income, and the more detailed the proof materials provided, the higher the income, and the higher the credit limit may be increased by the bank;

When using a credit card, pay attention to the following points:

1. Cardholders can use credit cards to pay as much as possible in daily consumption, especially to increase large-amount consumption expenditures (except for wholesale consumption. Frequent payment for wholesale consumption is not only not conducive to increasing the credit limit, but may also lead to suspicion of illegal cash out) .

2. After several months of continuous consumption, you can actively apply to the bank. The card department will decide whether the limit needs to be increased based on the cardholder's consumption record. After the credit limit is increased and used for a period of time, about three months later, you can apply to the bank again to gradually increase the credit limit.

3. Provide proof of asset income

Proactively provide proof of asset income to the bank, and the more detailed the proof materials provided, the higher the income, and the higher the credit limit that may be approved by the bank. high.

4. Repay the loan in full and on time

Try to repay the loan in full and on time every month. The repayment status is an important item in the credit card record. Cardholders should try to avoid paying interest beyond the interest-free period due to untimely repayment. Otherwise, it will not only be detrimental to increasing the credit limit, but may also cause stains on the credit record.