Specifically, it depends on whether there is a bad credit record. If there is a bad credit record, you will not be able to apply for a credit card within five years. If there is no bad credit record, you can still apply for a credit card.

Bank credit card application conditions:

①. Age requirements: Domestic residents must be between the ages of 18-65, and foreigners must be between the ages of 25-65;

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②. Job requirements: Have a stable workplace, income and fixed residence;

③. Credit requirements: No bad credit record. Applicants for supplementary cards must be the parents, spouse or children of the primary cardholder and be between the ages of 16-65.

Bank credit card application materials:

①. Identity certification materials:

Copy of resident ID card or military officer’s ID card; if you are a compatriot from Hong Kong and Macao, you need to provide a copy of your identity card Mainland pass and a copy of the residence permit for more than one year; if you are a foreigner, just provide a copy of your passport and residence permit for more than one year.

②. Proof of work and income:

Salary proof or business card or badge with photo.

Proof materials that can prove good financial strength: copy of real estate certificate, copy of car driving license; copy of bank loan account (good credit, overdue not more than 60 days) or deposit certificate.