A person can handle multiple credit cards, and there is no clear limit on the number, but the number of personal cards is less than 3. Too many credit cards can easily lead to overdue credit cards. If the credit card is overdue, it will have a great influence on your future application for credit card. If you apply for multiple credit cards in the same bank, one is the main card and the rest are supplementary cards. Most of the consumption points of the secondary cards are merged with the main card.

First, the issue of credit cards.

Citizens with full capacity for civil conduct, stable legal income and reliable credit can choose to apply for a personal credit card, and cannot apply for one or more cards repeatedly. ? No more than two spouses and immediate family members aged 18 of the main card applicant. The cardholder of the main card shall bear all the card use responsibilities of himself and his supplementary card holders, and have the right to request the cancellation of his supplementary card. ?

Second, the application conditions

To apply for a credit card, you must provide a guarantee. The guarantee methods include guarantee, mortgage and pledge. ? At present, our bank adopts two methods: guarantor guarantee, guarantor guarantee and deposit pledge. ?

III. Conditions of Personal Guarantor

1. The domicile and work unit are in the city where the issuing bank is located, and they have the ability to stabilize their income and repay their debts.

2. Personal guarantors are generally limited to providing guarantees for one applicant, with no more than two at most. ?

3. Applicants are not allowed to guarantee each other or guarantee each other circularly. ?

4. Persons without occupation and income, the spouse of the applicant and employees of the credit card department of the Bank shall not provide guarantees for the applicant. ?

IV. Bidding Steps:

Applicants submit relevant information-fill in the application form at the card issuer-the card issuer has approved it-deposit the reserve fund, annual fee-get the card?

The scope of verb (abbreviation of verb)

Credit cards have many functions, such as shopping, cash deposit and withdrawal, transfer settlement, consumer credit and so on.

1, used in business outlets

Can handle deposits, withdrawals, account balance inquiries. Credit card transfer business must be handled at the bank accounting counter.

2. use it at ATM

Cardholders can deposit at the ATM according to the face value (50 yuan, 100 yuan) and the number of cards (15 cards) specified by the issuing bank. The bank accounts according to the verified amount and time. At the ATM, the maximum withdrawal amount is 1 1,000 yuan each time, and the cumulative maximum amount is 5,000 yuan per day, and the cumulative number of times per day is 5 times. You can check your account balance and change your password at ATM.

3. The use of 3.POS in special merchants

In the POS consumption of special merchants, the cashier of the merchant marks the card on the POS, inputs the consumption amount, and then the cardholder inputs the password to print the consumption transaction form, and the cardholder must sign the transaction amount for confirmation. When the POS card cannot be successfully traded, you can manually press the authorized consumption.

Reference link: credit card