Call 95508 China Guangfa Bank Credit Card Customer Service to apply for modification.

For Guangfa Credit Card, to activate/modify/cancel the card transaction limit function (including single transaction limit and single-day cumulative transaction limit), click Login→"My→Common Tools→Card Management→Select the corresponding credit card→ Go to Transaction Settings → Transaction Limits. Use your card safely and control it with one click.

1. At the end of last year, the central bank issued the "Notice on Improving Personal Bank Account Services and Strengthening Account Management", encouraging banks to waive transfers and remittances below a certain amount handled by depositors through online banking and mobile banking. Charge a handling fee. The reporter learned that at present, inter-bank transfers through personal online banking and mobile banking channels of China Merchants Bank, CITIC, Zheshang, Ningbo, Jiangsu, Baoshang and other banks are free. ICBC personal online banking offers a 50% discount on inter-bank transfers, and mobile banking offers a 20% discount on inter-bank transfers. As many as nearly 70 banks have made personal mobile banking transfers temporarily free or permanently free. Industry insiders said that the transaction fees of electronic banking channels have opened the door to universal benefits, and the pricing of commercial banks' electronic channels will be more standardized, transparent and market-oriented. However, despite the strong discounts for bank transfers through electronic channels, it is not easy for depositors to enjoy free transfers due to very strict restrictions on the single amount, daily cumulative amount and monthly cumulative amount of inter-bank transfers. For example, a joint-stock bank's mobile banking inter-bank transfer has a single maximum limit of 3,000 yuan and a daily cumulative maximum limit of 10,000 yuan. Depositors who want to transfer funds to purchase financial products from other banks need to prepare funds five days in advance.

2. A single limited transaction means that the credit card consumption exceeds the single limit. The credit card limit set by the bank and the credit card swipe limit are two different things. It does not mean that the cardholder can use the credit card limit. Maximum amount limit. The credit card swipe limit set by the bank is, on the one hand, to protect the cardholder's safety and avoid malicious theft caused by loss of the card, which will bring economic losses to the cardholder; on the other hand, it is also for the bank to prevent the risk of bad debts and prevent some people from using the card. Make payment and cash out through merchant POS machine.

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