The conditions for this card's exemption are that different credit cards, such as regular cards, gold cards, and platinum cards, have different annual fee exemption discounts.

1. Regular card and gold card holders who make a total of 5 purchases or 5,000 yuan or the equivalent in foreign currency during the card year can be exempted from the annual fee for the current year.

2. Platinum cardholders who have accumulated card consumption of RMB 200,000 or the equivalent in foreign currency during the card year can be exempted from the annual fee for the current year. Platinum cardholders whose cumulative card consumption reaches RMB 4 million or the equivalent in foreign currencies can be permanently exempted from annual fees.