Yes. The CITIC Bank credit card received a warning text message and cannot apply for installment. It only retains the function of swiping the card for consumption. This is a relatively light risk control. After the risk control, the credit card will be reduced. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can go to special commercial service departments for shopping or consumption, and then the bank will work with merchants and cardholders. For settlement, the cardholder can overdraw within the specified limit.