Industrial Bank credit card points can be exchanged for airline miles and annual fees. Points cannot be exchanged for cash and can be converted into cash.

1. Redeem mileage

1. Youyi Business Travel Platinum Credit Card, Youyue Health Platinum Credit Card: The annual fee for the main card is 900 yuan, and the redemption points are 150,000 yuan;

< p>2. ClickXiang Platinum Credit Card (You series): The annual fee for the main card is 900 yuan, and the redemption points are 150,000 yuan;

3. ClickXiang Platinum Credit Card (Standard Edition): The main card has an annual fee of 2,600 yuan for the current year Fees, 1.3 million points can be redeemed;

4. Xingxiang Platinum Credit Card: The annual fee for the main card is 2,600 yuan, and 500,000 points can be redeemed.

2. Airline Miles

1. Air China Co., Ltd.: Every 25 credit card points can be exchanged for 1 kilometer of "Air China Miles" mileage, and every 500 miles (i.e. 12,500 credit card points) is 1 exchange unit.

2. China Southern Airlines Co., Ltd.: Every 25 credit card points are redeemed for 1 "China Southern Sky Pearl Club" mile, and every 500 miles (i.e. 12,500 credit card points) is 1 redemption unit.

3. Convert cash

You can use your Industrial Bank credit card to make purchases at special merchants (please identify the acceptance logo). As long as you tell the cashier to use points when swiping your card, you can use it. The points in your credit card are converted into cash and used to offset the purchase price.

Extended information:

Points will not be calculated for the following items:

1. Credit card annual fees, cash advance fees, installment fees, late payment fees, etc. Various handling fees and various interests;

2. Credit card cash withdrawals and overpayment recovery, deposits (repayments), transfers, flexible funds, and bill installments;

3. Payment or withholding services for various public utility bills such as telephone bills, insurance premiums, water and electricity bills;

4. Online consumption, public utilities, hospitals, governments, charities, schools, and resident services and other special consumption;

5. Real estate, wholesale, home appliances, car sales and maintenance, refueling (gas), gambling consumption;

6. UnionPay special discount fee Points will not be calculated for rate merchants (including but not limited to Sannong discounts, county and township discounts, fixed rate discounts, etc.);

7. If the cardholder’s transactions are with merchants that violate China The parameter settings of UnionPay-related bank card acceptance machines are standardized, and the cardholder’s transactions at this merchant will not be calculated points;

8. The cardholder uses the credit card for non-personal consumption, or rents the credit card , transfer, lend to others for use, or are suspected of using false transactions and other behaviors that violate the "Industrial Bank Personal Credit Card Use Agreement", "Industrial Bank Credit Card Articles", the rules of this point reward plan and other relevant regulations, points will not be calculated.

Industrial Bank Credit Card-Airline Miles