The installment fee is generally charged monthly at about 0.82% of the application amount.
For example, 80,000 installments, the handling fee is 0.84%, the monthly handling fee is 672 yuan, and the monthly repayment is 4,006 yuan (subject to the application).
2. Time for applying for bills by installments: The time limit for applying for bills by installments starts from the day after the bill is issued, and you can apply for the repayment date of+1. For example, customers can apply for bills on the 5th of each month, that is, from 6th to 24th.
Application time for single consumption by installment: from the date of credit card swiping to the latest billing date, for example, the billing date of the customer is 5 days and the consumption is 23 days, that is, the application can be made from 23rd to 5th of the following month.
3. After handling the installment business, the installment amount of each installment is that the installment principal is evenly distributed on the monthly bill, and if there is any surplus, it will be collected in the first installment. The handling fee is charged for each period, and the rate of handling fee varies with the number of periods. The installment amount and handling fee will appear on the monthly bill, and you only need to pay off the amount on the bill in full and on time before the due repayment date.
The usage method is as follows:
1) After logging in to the new Pocket Banking APP, click: Credit Card-More-Installment Loan, and apply according to the prompts;
2) Log in to the following link: Log in to credit card online banking, and click "installment financing" in the operation interface.