you are a credit card user, so you can try to pay off your mortgage by installments. Paying back the mortgage by credit card installment means that in the process of buying a house, the credit card is used to apply for the bill installment to pay the house payment, and then the cardholder repays it by installment. Buying a house by installment with a credit card requires the cardholder to have a high credit card limit. If the installment amount is 1, yuan, then ask your credit card overdraft limit to be above 1, yuan, and then apply for credit card bill installment. The bank will deduct 1 thousand yuan from your credit card limit at one time, and you can repay it in installments in the future. At present, all banks can use credit cards to repay mortgages, and only some banks have carried out this business. At the same time, the credit card repays the mortgage in installments, and there is no interest fee, but a certain handling fee will be paid. Usually, the longer the installment time, the higher the handling fee will be. As for the mortgage, it will often be paid off in just one or two years. Therefore, the handling fee generated by using the credit card to repay the mortgage is not small.