The credit card shows that the repayment date has passed, indicating that the credit card debt has not been fully paid off within the time limit. According to relevant public information, credit card companies will set a repayment period, that is, the deadline. If the debt is not paid off beyond this time limit, there will be overdue fines and interest. If the repayment is overdue continuously, the credit score may be affected. Credit card is a financial tool, and cardholders can enjoy the loan service within the credit limit when shopping or spending through credit card. Credit cards are usually issued by banks or other financial institutions. Cardholders can use credit cards to make online or offline shopping, pay bills and withdraw cash. Cardholders need to repay the credit card bill every month, pay interest and other possible expenses.