1. No bad credit record.

2. Meet the age requirements

3. If you have a stable job, you need to provide the company seal or work permit (college education or above is not required).

Stable boundaries (insurance salesmen, salesmen, cosmetics industry, small restaurants, etc.). , the bank staff will explain it to you)

4. Have repayment ability

By priority and quota:

1. Work units (civil servants, institutions, teachers in banks and hospitals, etc. , basically all gold cards)

2. Gender (the passing rate and quota of women are much higher than that of men, and the rate of gold cards for 28-45 years old is high).

3. The degree of cooperation with the bank electronic examination and the degree of memory of the information in the form.

4. Age (young and middle-aged people have a high gold card rate [stable work and stable income], and the amount under the age of 20 is basically below 5,000)