Does Ping An Car Owner’s Exclusive Protection require the car owner to drive?

Ping An Car Owner’s Exclusive Protection requires the car owner to drive. Ping An Car Owners Exclusive Protection is an accident insurance product launched by Ping An Insurance, and it is an accident insurance product with relatively comprehensive protection. Strictly speaking, the Ping An Car Owners Exclusive Protection is a safe driving protection insurance launched for users who have applied for a Ping An Car Owners Credit Card and successfully activated it for the first time. This protection covers up to RMB 1.1 million in accident insurance for all vehicle occupants. The specific coverage includes driver’s accident insurance of RMB 500,000, accident insurance of RMB 100,000 for each person in the car, covering up to 6 people, and accident medical insurance for all vehicle occupants of RMB 4,000 per person, covering up to 7 people including the driver. It is worth mentioning that Ping An Car Owners Exclusive Protection is a group insurance product. The policy holder is Ping An Bank and the cardholder of Ping An Car Owners Credit Card is the insured. For this protection, only the cardholder can enjoy the accident insurance for all vehicle occupants when he or she is driving the vehicle. And this accident insurance is only applicable to non-commercially operated private cars with seven seats or less.

Is Ping An Car Owner’s Exclusive Protection the same as seat insurance?

Ping An Car Owners Exclusive Protection is different from seat insurance:

1. Ping An Car Owners Exclusive Protection is an accident insurance of Ping An Insurance Company; seat insurance is a part of commercial auto insurance. kind;

2. Ping An Car Owners Exclusive Protection is sold by Ping An Insurance Company; seat insurance is sold by all major auto insurance companies, including Ping An Auto Insurance, China Life Auto Insurance, Continent Auto Insurance, etc.;< /p>

3. The two protection groups are different: Ping An Car Owners Exclusive Protection is a safe driving insurance that can be obtained by users who have completed the first credit card purchase after applying for Ping An Car Owners Credit Card and successfully activated it; Seat Motor vehicle owners can voluntarily choose to insure;

4. Ping An car owners’ exclusive protection covers up to RMB 1.1 million in accident insurance coverage for all vehicle occupants; for seat insurance, you can choose the insured amount, but the insurance The higher the amount, the higher the insurance premium will be;

5. The protection contents of the two are different: Ping An Car Owner’s Exclusive Protection mainly covers driver accident insurance, accident insurance for fellow passengers, and accident insurance for all persons in the vehicle. Accidental medical treatment; seat insurance mainly covers personal casualties and property losses suffered by people in the insured seats after an insured accident occurs;

6. Ping An Car Owners’ exclusive protection will affect the second year after the accident. The car insurance premium; the accident of seat insurance will affect the commercial car insurance premium in the second year;

7. Seat insurance needs to be insured according to the seat, and the car owner can freely choose which seats to insure when applying for insurance; Ping An The car owner’s exclusive protection directly protects the people in the car.

Ping An Car Owners’ Exclusive Protection is an accident insurance, and the protection period is one year. Users who hold a car owner's credit card are protected. Users who hold a Ping An car owner's credit card are the insured. With exclusive protection, the first day after swiping the main card, you can receive up to 1.1 million yuan in accident protection for all vehicle personnel

An accident insurance product under Ping An Insurance. Protection insurance is insurance with protection functions. It is characterized by low cost and high protection. It is of the same nature as consumer insurance. Ping An Car Owner Exclusive Protection Insurance 888 Yuan is an accident insurance product of Ping An Insurance. It provides insurance protection for users who hold car owner credit cards. It mainly covers driving accident insurance, personal accident insurance, medical insurance and critical illness insurance. wait.

What kind of insurance is Ping An Car Owners Exclusive Protection?

Accident insurance

"Ping An Car Owners Exclusive Insurance is Ping An Car Owners Exclusive Protection Insurance, which is a subsidiary of Ping An Insurance An accident insurance product. The coverage of Ping An’s exclusive car owner protection insurance mainly covers driving accident insurance, personal accident insurance, medical insurance and critical illness insurance.

The Autumn Festival is coming. Send a round cake, a deep love, a sincere heart, and a sweet dream. I wish you a happy holiday! The longer the wine is, the mellower it is, the longer the friendship is, the more true it is; the longer the water flows, the clearer it becomes. , the vicissitudes of the world are getting lighter and lighter. I wish my friend a happy Mid-Autumn Festival! During the Mid-Autumn Festival, my deep thoughts about you are turned into short messages, passing through the sky of three thousand feet, and then turning back to tell you softly. You: Happy Mid-Autumn Festival! We are reunited during the Mid-Autumn Festival, the bright moon appears in the middle of autumn, happiness comes with the moon, and joy fills the world. I wish you a happy Mid-Autumn Festival, a happy family, and happy sheep every day.

The moon is full during the Mid-Autumn Festival, and I miss my relatives during the festival. Even though we are far away from each other, we see our relatives when we look up. We wish, wish, wish come true, love, and fulfill our wishes. I wish you happiness! On the Mid-Autumn Festival, I have nothing to send you, but I send this sentence to express my heart: At this time, I look at each other but do not hear each other, and I hope that the moonlight will shine on you.