1. There is a limit for automatic cross-repayment of credit cards

If you have a credit card, the upper limit of a single repayment amount using a Postal Savings Bank debit card to automatically repay is 10,000 yuan.

If you hold a CITIC credit card, the single limit of Agricultural Bank of China, Bank of China, and Industrial and Commercial Bank of China is 50,000 yuan, and the self-service repayment of merchants cannot exceed 10,000 yuan. If you exceed the limit, you cannot repay.

If you hold a Minsheng credit card, Agricultural Bank of China The single-day limit of China Merchants Bank is 500,000 yuan, and the single-day limit of other banks is 50,000 yuan.

If you hold a Shanghai Pudong Development Bank credit card, Bank of China, Bank of Communications, China Construction Bank, ICBC, Industrial Bank, Everbright, Postal Savings, and Ping An Bank The single limit for deducting business funds is 50,000 yuan (inclusive). If the repayment amount exceeds 50,000 yuan, the deduction will fail. The limit for Agricultural Bank is 500,000 yuan/transaction (inclusive), and the limit for CITIC Bank is 5,000 yuan/transaction (inclusive).< /p>

When holding a light credit card, the cumulative daily limit of ICBC, Agricultural Bank of China, China Construction Bank, Bank of China, and recruitment is 50,000 yuan (inclusive), and the single-day cumulative limit of Postal Savings Bank is 5,000 yuan (inclusive).

2. Ensure that the balance of the bound savings card is sufficient

If a credit card is bound for automatic repayment, you must ensure that the balance of the relevant savings card is sufficient. If the balance of the savings card is insufficient, The deduction failed and the credit card may expire.

3. Pay attention to the bank deduction time node

The bank has specific time nodes for automatic deductions. Some are in the afternoon of the deduction date, and some are in the afternoon of the deduction date. The evening of the date is the morning of the deduction day. Cardholders must pay attention to the deduction time to ensure that the savings card is normal at the deduction time point and the balance in the card is sufficient. At the deduction time point, abnormalities in the deposit card or insufficient balance will also cause repayment failure. .