For the calculation of the minimum repayment amount of CCB's credit card, the landlord will first look at the formula: (So the minimum repayment amount is calculated every month according to the landlord's accounting situation, not a fixed value)

At the same time, if it is not convenient for the landlord to repay in full, you can repay the minimum amount on the due date, so that the bank will not count you as overdue and there will be no bad credit record. But the minimum repayment amount still needs to be paid. Your credit card consumption and withdrawal will start from the day when you swipe your card or withdraw cash, and you will receive 0.05% interest every day.

For example, suppose the billing date of the landlord is the 27th of each month, and the due repayment date is 20 days after the billing date, that is, 16 or 17 of the following month.

On June 28th, I spent 6,000 yuan by credit card, and there was no other transaction after that. The bill was settled on July 27, and the total bill was 6000 yuan.

Minimum repayment amount = 65438+ 00% of accumulated unpaid consumption = 6000 *10% = 600 yuan.

On the maturity date of 8/ 16, the "minimum repayment amount" of 600 yuan was also paid.

8/27 bill settlement, total bill = unpaid part of previous bill+consumer interest.

=6000-600+6000*0.05%*50 (interest-bearing time: 6/28-8/ 16, 50 days in total) +5400*0.05%* 10 (due to 8/ 16

=5400+ 150+27

=5577 yuan (of which the interest is 177 yuan).

Minimum repayment amount = 65438+ 00% of accumulated unpaid consumption+consumer interest = 5400 *10+177 = 540+177 = 717 yuan.

Maturity repayment date 9/ 16

The above simply demonstrated the calculation method of the minimum repayment amount and interest to the landlord. Actually, it should be based on the bill given to you by the bank ~

If the landlord has other questions, you can ask.