Generally, gold and ordinary cards have a three-day grace period, and platinum cards have a nine-day grace period. Repayment before 20:00 on the last day of the grace period is considered normal repayment.

Some special cards do not enjoy the grace period service. For specific inquiries about the grace period, it is recommended that you call our customer service hotline 4006695566.

Please continue to consult Bank of China’s online customer service. If you have other business needs, please download the Bank of China mobile banking APP or follow "Bank of China Micro Banking" on WeChat to continue consulting and handling related business.

Extended information:

Credit card installment payment

Credit card installment payment means that when the cardholder uses a credit card to make large purchases, the card issuer will The consumption funds for goods (or services) are paid to the merchant in one lump sum, and based on the cardholder's application, the consumption funds are deducted from the cardholder's credit card account in installments, and the cardholder repays the monthly credit amount.

In the past, credit card installments mainly included bill installments and single consumption installments. Banks usually charged corresponding handling fees based on the number of installments. Whether it is bill installment or single consumption installment, the premise is that consumption behavior occurs first, and then the bank repays the credit loan generated in installments.

Most domestic banks have credit card installment business. Installments are generally divided into shopping mall (POS) installments, "mail order installments" and bill installments according to different occasions.