Second, specifically:
The rate of 1, such as 0.6%, means that if you swipe 10000, the handling fee that can be paid to the account is10000-10000 * 0.6% = 9940, then the bank, the corresponding POS payment company and the agent of the payment company will
2. Why is there a rate?
In fact, it is the profit point charged by the payment institution. Of course, these institutions have many layers, and not one institution can get so many.
3. Different industries have different rates, such as general industry 0.78%, catering and entertainment 1.25%, real estate and automobile sales 1.25%, and people's livelihood 0.38%. General wholesale industry can handle capping.
Third, the POS machine binds the bank card:
In this way, when someone swipes the pos machine, the amount will be credited to the bound credit card. A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Third, how to deal with POS machines:
1. When a merchant needs to handle a silver POS machine, he must first determine whether the documents required by the bank are complete. If the documents are incomplete, you need to apply for relevant documents as soon as possible. Many companies and individual industrial and commercial households cannot install and handle UnionPay POS machines because they do not have (bank account opening license) and (organization code certificate).
2. To handle POS machines, it is generally necessary to prepare five copies of business license, tax registration certificate, organization code certificate, legal person ID card and bank account opening permit, and affix official seals to these five copies. In addition, the official seal and legal person seal must be prepared when signing the contract for handling bank POS machines. After all the above documents and official seals are available, the bank will arrange staff to visit the site and sign a contract with the company for the installation of UnionPay POS machines.
3. The third step for UnionPay to handle UnionPay POS machines is to wait for the credit review department of the bank to review. After the audit, the bank will call your company and make an appointment to handle UnionPay POS machines at home.
4. Finally, the bank installed the UnionPay pos machine at the door, and trained the cashier and related personnel on how to use the POS card swiping machine. After completing the above process, you can use the POS machine. It takes about 15 working days to handle the whole process of POS machine. Please be patient.
Fourth, fifth, extended information -POS machine:
Pos cash register is convenient and easy to carry, and is deeply loved by merchants and friends. At present, the use scope and functions of POS machines are more and more comprehensive. Friends who use POS machines know that it is necessary to bind bank cards to handle POS machines, so some friends ask why POS machines should bind credit cards. In fact, POS machines don't need to be bound with credit cards. As long as you bind an arrival card, that is, someone else bought your goods and swiped your POS machine, the arrival card is a binding card. You have to bind a credit card, and then you will swipe it into that credit card. You can use a savings card instead, and the binding card is to clarify the responsible person. As long as it is operated reasonably and legally, it doesn't matter which cards are bound.