Hello, the basic functions of credit cards are basically the same, for example, you can spend first and then repay; Use the cash advance function; Choose the business with the lowest repayment and so on.

If the credit card has the JCB logo on its surface, it can be used overseas (including Hong Kong, Macao and Taiwan). Credit cards through international routes will be settled in US dollars in consumption abroad. If the consumption amount is not USD, there will be an exchange fee between the two currencies, that is, 65438+ 0.5% of the transaction amount. If the consumption amount is USD, no settlement fee will be charged.