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Is it a credit card transfer to repay the debt owed by JD.COM by credit card?
JD.COM IOU credit card repayment does not belong to credit card transfer, as follows:

After entering JD. COM website, log on to JD.COM Mall. Then enter my order and click JD.COM White Bar.

Pull down a bit, find the item to be repaid, and click Pay.

When selecting the payment method, select credit card payment, select a bank card that supports credit payment, and then click agree to pay to log in to online banking.

Enter the credit card login interface and log in with your account number and password.

Then enter the relevant information of the credit card.

The information of each credit card is different, and this should be entered according to the bank's prompt.

Finally, click OK.

After the payment is successful, it will automatically jump to the online banking wallet.

If you go to JD.COM again, you won't have to pay.