How to repay the China Construction Bank credit card?

You can use Alipay money to repay a credit card. The repayment method is as follows:

1. Find the "Alipay" application on the desktop of your mobile phone and click to open it.

2. After opening Alipay, find the "Credit Card Repayment" option in the application interface and click to select.

3. Find the credit card that needs to be repaid in the redirected credit card repayment interface, and click to select.

4. Enter the amount to be repaid and click "Confirm Repayment" below.

How to repay with a CCB credit card

Repayment method one: repayment at an outlet

Bring your card directly to a CCB outlet for credit card repayment, whether in the same city, Whether in another place, as long as it is a CCB branch, you can apply for it, and you don’t need to pay any handling fees.

Repayment method two: automatic terminal repayment

Deposit cash into the credit card through the CCB self-service teller machine for repayment, or open a CCB wealth management card (debit) through the CCB self-service terminal Card) directly conduct RMB transfer repayment.

Repayment method three: online repayment

Log in to China Construction Bank online banking, enter the credit card section, find "Credit Card Repayment", enter the repayment page, and then enter the repayment credit card, Name, etc. After the settings are completed, enter the repayment amount and click Confirm to repay; Repayment method four: Agreed account repayment

Agreed account repayment is an automatic repayment, such as applying at China Construction Bank For a debit card, the amount due from the credit card will be transferred to the card when it expires, so that on the repayment date, the system will automatically transfer the money for repayment.

Repayment method five: Telephone repayment

Call CCB service hotline 95533 directly, select 5 to transfer, and enter your credit card account number or ID number, then select 3 to complete the credit card payment process Repayment;

⒈ China Construction Bank (referred to as Construction Bank or CCB, originally named the People's Construction Bank of China, and renamed China Construction Bank on March 26, 1996) was established in 1954 (the year of the Sino-Japanese War of 1996) On October 1, it is a joint-stock commercial bank and one of the five largest state-owned commercial banks.

⒉The main business areas of China Construction Bank include corporate banking, personal banking and treasury services. It has 14,121 branches in mainland China (2012), and has branches in Hong Kong, Taiwan, Melbourne and other places. It has branches and has many subsidiaries such as CCB Fund, CCB Leasing, CCB Trust, CCB Life, Sino-German Housing Savings Bank, CCB Asia, CCB London, CCB Russia, CCB Dubai, CCB International, etc. to provide customers with Comprehensive financial services.

⒊ China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China’s strategic economic industries. Its marketing network covers major regions across the country. In June 2013, At the end of the month, its market capitalization was US$176.7 billion, ranking fifth among listed banks in the world. On May 8, 2014, the 2014 Forbes Global 2000 list was released, with CCB retaining its title as the second largest company in the world.

How to repay the CCB credit card cash installment?

After applying for the CCB credit card cash installment, the cardholder shall repay the outstanding balance within the agreed period according to the amount listed on the Long Card credit card statement. When the cardholder repays the current repayment amount listed on the bill in full before the due repayment date, the current cash installment principal repayment can enjoy the interest-free repayment period treatment; if the current repayment amount is not listed on the bill before the due repayment date, For full repayment, the current cash installment principal repayment does not enjoy the interest-free repayment period, and interest must be calculated in accordance with the "China Construction Bank Long Card Credit Card Acceptance Agreement" from the current bill date. The installment fee and installment principal amount listed in the cardholder's bill for each installment are included in the minimum repayment amount for the current period. If the cardholder fails to repay the minimum repayment amount as listed on the bill, the cardholder must also pay according to the credit card acceptance agreement. Repayment penalty.

(In case of business changes, please refer to the actual situation.)

How to repay the credit card of China Construction Bank

The repayment methods of China Construction Bank credit card are: you can The CCB credit card and current savings card are bound and repay automatically; you can log in to CCB mobile banking for repayment; you can enter the bank's official website for repayment; and you can repay through a third-party platform.

China Construction Bank (China Construction Bank), formerly known as the People's Construction Bank of China, was established on October 1, 1954 (later officially changed its name to China Construction Bank on March 26, 1996). The head office is located at No. 25 Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in 29 countries and regions, and owns funds, leasing, trusts, life, property and casualty insurance, investment banking, futures, and pensions. subsidiaries in many industries.

China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China's strategic economic industries. Its marketing network covers major regions across the country.

On June 30, 2016, the British "Banker" magazine released the "Ranking of the World's 1,000 Largest Banks", with China Construction Bank ranking second. In February 2017, BrandFinance released the 2017 Global Top 500 Brands list, with China Construction Bank ranking 14th. In 2018, it ranked 31st among the Fortune Global 500.

In December 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. In July 2019, it was selected into the 2019 Fortune Global 500. Ranked 40th on the list of the top 100 Chinese enterprises along the Belt and Road Initiative. In December 2019, China Construction Bank was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony.

On December 18, 2019, the People’s Daily released the China Brand Development Index 100 list, with China Construction Bank ranking 25th. On January 4, 2020, it won the "Sustainable Development Benefit Award" of the 2020 "Finance" Evergreen Award. In March 2020, it was selected as the 13th among the top 500 global brands in 2020.

China Construction Bank operates in Hong Kong, Singapore, Germany (Frankfurt), South Africa (Johannesburg), Japan (Tokyo, Osaka), South Korea (Seoul), the United States (New York), and Vietnam (Ho Chi Minh City) outside the mainland. ), Australia (Sydney, Melbourne), Luxembourg, and Taiwan (Taipei), with overseas branches in Hong Kong, the United Kingdom (London), Russia (Moscow), the United Arab Emirates (Dubai), Luxembourg, and New Zealand (Auckland) subsidiaries.

The company has always been at the forefront of China's economic modernization and has become a world-class bank. Provide better services to customers, create greater value for shareholders, build a broad development platform for employees, and assume comprehensive corporate citizenship responsibilities for society.

There are several repayment methods for China Construction Bank’s credit cards (debit cards)

There are the following methods

RMB repayment:

1) Automatic repayment of the agreed account

Please refer to "Account Management - Basic Knowledge - How to handle automatic repayment?"

2) Online repayment

Personal Internet Banking (), you can choose according to your needs: "Construction Bank to China Construction Bank, other banks to China Construction Bank, foreign exchange purchase and repayment";

Credit card (credit card) website (creditcard. ccb.com);

Construction Bank's "Joyful Life" life service payment platform (life.ccb.com): After registering and logging in, select "Credit Card (Debit Card) Repayment" and complete the repayment according to the reminder. payment operation.

3) Mobile repayment

Mobile banking: Please refer to: Mobile Business - Mobile Service - How to handle credit card (debit card) repayment through mobile banking?

WeChat Bank: Binding customers can choose "Credit Card (Credit Card) - Bill Inquiry/Repayment".

SMS repayment:

1) For the first time to repay the credit card (debit card) in full: edit the text message: "321 (or YDHK)#the last four digits of the transfer account# Transfer the complete card number of the credit card (credit card) and send it to 95533

2) It is not the first time to repay the credit card (credit card) in full: edit the text message "321 (or YDHK) # to transfer out the account The last four digits#Transfer the last four digits of the credit card (credit card) card number" and send it to 95533

3) Partial repayment of the credit card (credit card): edit the text message "321 (or YDHK)# Transfer the last four digits of the account number #Transfer the last four digits of the credit card (debit card) card number # amount" and send it to 95533

Note: This function requires your debit card to be activated in our bank's SMS financial service "Account Change Notification" function.

95533 Telephone Banking Repayment: Select "Credit Card (Credit Card) - Credit Card (Credit Card) Repayment" through self-service voice and complete the operation according to the reminder.

4) Repayment at our bank branches and self-service equipment

5) Repayment is run through third-party payment institutions such as Lakala and Fuyou. Different third-party payment institutions may have different arrival times for repayment funds. Please contact the customer service of the third-party payment institution for details.

6) Transfer and repay through other banks’ branch counters, online banking, and self-service equipment. For specific repayment methods and activation status, please contact the customer service of other banks.

Repayment:

1) Automatic repayment of the agreed account: you can choose between automatic repayment or automatic RMB foreign exchange purchase repayment.

For handling methods, please refer to: Account Management-Basic Knowledge-How to handle automatic repayment?

2) Online foreign exchange purchase and repayment: When there is a sufficient amount of RMB deposit in the credit card (debit card) or there is an online RMB deposit transaction on the same day, the foreign exchange purchase and repayment can be completed through personal online banking ();< /p>

Note: If you do not have a sufficient amount of RMB deposit in your credit card (debit card) or there is no online RMB deposit transaction on the same day, the foreign exchange purchase will be run using your RMB credit limit, and the part of the foreign exchange purchased using the limit will be purchased by yourself. Interest will be charged at 0.05% per day starting from that date.

3) Mobile banking repayment

For processing methods, please refer to: Mobile Business-Mobile Service-How to handle credit card (debit card) foreign exchange purchase and repayment through mobile banking?

Note: If you do not have a sufficient amount of RMB deposit in your credit card (debit card) or there is no online RMB deposit transaction on the same day, the foreign exchange purchase will be run using your RMB credit limit, and the part of the foreign exchange purchased using the limit will be purchased by yourself. Interest of 0.5% per day will be charged from the date of remittance.

4) Repayment at our bank outlets: You can choose to repay in cash in the corresponding currency or purchase foreign exchange over the counter

Note: In accordance with the relevant regulations on national foreign exchange management, this process When repaying in cash, if the cumulative repayment amount on that day exceeds the equivalent of US$5,000 (exclusive), you must present your valid identity document and the "Declaration of Inbound Passenger Luggage and Items from the Customs of the People's Republic of China and the People's Republic of China" signed by the customs. Please use the cash withdrawal receipt from the bank where you originally deposited the money.

This ends the introduction on how to repay with CCB credit card and how to repay with CCB credit card. Have you found the information you need?