Generally, domestic credit cards can be used to make purchases with RT-Mart cards

1. Cash withdrawal by credit card:

1. Cash withdrawal by credit card overdraft:

A Handling fee: It depends on the regulations of each bank. For example, the domestic credit card of China Construction Bank is charged at 0.5 of the cash withdrawal amount, with a minimum of RMB 2/transaction and the maximum of 100 yuan/transaction; the domestic credit card of CMB is charged at the rate of 1 of the cash withdrawal amount, with a minimum of RMB 10/transaction;

B Interest: Calculated based on daily interest rate of 5/10,000.

2. Cash withdrawal for credit card overpayment: Some banks need to charge a handling fee, and some do not. For example, the handling fee of China Merchants Bank is 0.5 of the amount withdrawn, and the minimum charge is ￥5 yuan or $1 USD.

2. Use credit cards to make purchases at POS machines:

1. Pay the full amount on time, interest-free;

2. Pay the minimum payment on time, according to A daily interest of 0.05% will be charged;

3. For overdue repayment, in addition to the above-mentioned interest, there will also be late fees.