First, China Construction Bank Longka Happy Credit Card Line
1. The credit limit of CCB's general card is generally between 3000- 10000 yuan.
2. The credit line of CCB Gold Card is within the range of 10000-50000 yuan.
3. The credit line of CCB Platinum Card is generally more than 50,000 yuan.
Because the JOY credit card of Longka is platinum card level and the student card level is gold card level, generally speaking, the minimum amount of JOY credit card of Longka is more than 10000 yuan.
And the virtual card and the physical card share the same line, that is, the credit line of the physical card is the highest overdraft line of the virtual card.
Two. China Construction Bank Longka Happy Credit Card Annual Fee
(1) UnionPay Edition
1. Annual fee for standard platinum card is 580 yuan/card, and annual fee for supplementary card is 300 yuan/card. If the total number of credit card spending and cash withdrawal per card year reaches 10 (unlimited amount), the annual fee for that year will be exempted.
2. Gold card (student version) annual fee 160 yuan/card. No supplementary cards will be issued, and the preferential policy of annual fee exemption will be implemented within the validity period.
(2) VISA version and MasterCard version
Annual fee for standard platinum card is 580 yuan/card, and annual fee for supplementary card is 300 yuan/card. Implement the preferential policy of exempting the main and auxiliary cards from annual fees within the validity period.
Third, how to get a high amount of joy credit card
How many credit cards can be approved depends on the qualifications of the applicant, and will be scored comprehensively according to the information you submitted, so that you can get a higher quota:
1. Fill in the information as truly and completely as possible, and fill in whatever you can. If you have done relevant business in Shenka Bank, you'd better keep the information consistent.
2. If you have real estate or automobile production under your name, you can also provide large time deposits. The better your asset capacity, the higher your quota.
Summary: The above is all about the credit card quota and annual fee of joy Longka of China Construction Bank. I hope it helps you.