Individuals applying for a credit card (main card) must meet the following basic conditions at the same time:

(1) Aged 18 years or above (inclusive) and have full capacity for civil conduct;

(2) Have a registered residence in Dongguan, or have purchased commercial housing worth more than 200,000 yuan in Dongguan;

(3) Have a fixed residence and contact information in Dongguan;

(4) Stable career (including private enterprises and self-employed), stable income, and the ability to repay the principal and interest of credit card overdrafts on schedule.

Individuals applying for gold cards (including gold cards) or above must meet at least one of the following additional conditions: (1) Be a regular employee of a specific unit of the bank's credit business;

(2) Be a formal employee of a financial institution (including formal employees of the Bank);

(3) Hold more than 50,000 shares of Dongguan Rural Commercial Bank Co., Ltd.;

(4) Be a VIP customer of the Bank or meet the conditions for opening a debit card gold card;

(5) Be able to provide proof of family property worth more than 500,000 yuan (real estate, vehicles, equity, deposit certificates, bonds) etc.) or proof of personal income with an annual income of more than 100,000 yuan;

(6) Be a customer invited by the bank or recommended by an employee of the bank.

When an individual applies for a main card, he also applies for a supplementary card for the designated person. All transaction amounts of the supplementary card, interest, and expenses incurred, etc. will be credited to the main card account. The cardholder is responsible for repaying all debts incurred under the personal card account, and the supplementary card holder is also jointly and severally responsible for repaying the debts incurred under the personal card account.

Individual applications should provide the card issuer with the following basic information:

(1) Credit card application form that meets the standard filling requirements;

(2) Applicant Original and copy of ID card;

(3) All or part of the following credit certification materials:

1. The most recent month’s phone bill or water, electricity, and gas bills for the applicant’s current place of residence Any payment receipt;

2. Proof of salary or other income (according to the passbook entry record);

3. Educational qualifications, professional title certificates, etc.;

4. Proof of family property (proof of rights such as real estate, vehicles, equity, deposit certificates, bonds, etc.);

5. Our bank’s VIP card or VIP card number;

6. Our bank’s personal comprehensive Credit contract;

7. Personal loan contract or personal loan account number of the Bank;

8. Materials that can prove his or her workplace or self-operated industry (work certificate, labor contract, business license) License, tax payment form, etc.);

9. Other supporting materials sufficient to prove its credit status.

Special reminder: Individuals applying for a Dongguan Rural Commercial Bank credit card must have Dongguan household registration, or have purchased commercial housing worth more than 200,000 yuan in the Dongguan area. Friends who want to apply for a credit card must pay attention to this condition. Best wishes. Happy card application everyone!