Credit card arrears should be repaid as soon as possible and contact customer service. Once overdue, it must be dealt with as soon as possible. The first step is to repay the loan as soon as possible and ensure that it arrives as soon as possible. The second step is to call customer service to explain that the person is in the field and has not received the bill-this reason cannot be used for the second time, and the bank has a record.

Credit card overdue repayment will not only generate two parts of expenses, but also pay late fees and penalty interest in addition to the arrears, which will more easily affect the credit record of the People's Bank of China and adversely affect future bank loans.

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The following three methods can help cardholders repay on time.

First, change the repayment date to a date you are familiar with. At present, many credit cards launched by banks can change the due repayment date, and cardholders can change the time to the time they are used to.

Second, bind the debit card of peers with the credit card and set up automatic repayment. If it is the first time to use a foreign currency account, it is best to call the bank customer service center for consultation before the repayment due date, and automatically purchase foreign exchange from RMB deposits to return the foreign currency arrears. In this way, as long as the debit card balance is sufficient, it can be repaid automatically as soon as the repayment date is reached.

In addition, you can also set the repayment date reminder, such as setting a memo reminder in the mobile phone or indicating the repayment date on the back of the card, which can also effectively avoid overdue.

People's Network-What if the credit card is overdue? Repay as soon as possible and contact customer service.

People's Network-Three Ways to Keep Your Credit Card Away from Overdue