How to help others pay back their credit cards

Specific operation methods for paying back credit cards:

1. Cardholders should find a good agent or individual to pay back their bills before they are due.

2. Then both parties agree on the handling fee for repayment, which is generally about 1% of the repayment amount.

3. After the handling fee is agreed, the reimbursement agency or individual will help you pay off your credit card bill.

4. Then, the same amount is swiped through the pos machine provided by the other party.

5. finally, the cardholder pays the reimbursement fee to the reimbursement person.

Credit card agency still has certain risks, so you must find a regular agency to avoid being defrauded of personal information and property.

1. Direct repayment by ATM:

If you don't have a friend's credit card, you can make a card-free transaction directly at ATM, input your friend's, and directly transfer the money to your friend's card to achieve the purpose of repayment. If there is, you can directly deposit money for repayment.

2. Alipay repayment:

1. Log in to Alipay account, and click Application Center-Credit Card Repayment-Credit Card Management

2. Click Add Credit Card

3. Fill in the credit card related information, and click OK

4. The credit card has been added successfully. You can directly choose the set credit card for repayment next time, which is convenient and quick. You can also choose to modify settings or delete credit card information.

Use Alipay to help others pay back their credit cards, and it is free to pay back through Alipay's mobile phone client; The repayment rate is .2% for repayment through the computer, with a minimum of 2 yuan and a maximum of 25 yuan.

warm reminder: the name of the account is the same as the name of the receiving bank, that is, the repayment is made for me; The account name and the name of the receiving bank are inconsistent, and repayment is made for others, including the relationship between the name of the credit card holder and the name of Alipay account in traditional Chinese characters and simplified Chinese characters.

Third, online banking repayment:

First of all, you must open online banking, and then you can directly use online banking to transfer the money to the other party's credit card, which can also achieve the purpose of repayment.

IV. Repayment at business outlets:

After arriving at the business outlets, the money will be directly credited to the other party's bank card, which will be implemented by the salesperson after your confirmation, so as to achieve the purpose of repayment.

operating environment: wechat Version8..16 AliPay version 1.2..9 Industrial and Commercial Bank v6.1..8. Agricultural Bank v6.8.

How to operate the credit card replacement

Cardholders who want to perform the credit card replacement operation should find a good intermediary or individual before the credit card repayment. Then the two sides negotiate the handling fee for reimbursement, and then the reimbursement agency or individual will help you pay off the credit card bill. Finally, the same amount is swiped through the pos machine provided by the other party, and finally the cardholder pays the reimbursement fee to the reimbursement person. At present, there are three most common credit card repayment modes. 1. find someone who can show you the credit to see the repayment

2. save some money yourself, and then let him see that he can still brush it out. (Because they are afraid that your card will be frozen and cannot be swiped out after returning it for you)

3. Make sure that your card is not frozen, and he will transfer money into your credit card on the spot and swipe it out immediately. (The credit card can be swiped out when it is returned, so it is considered as repayment.)

4. Then, as agreed, you usually give them a handling fee of .52% to 1.5% of the repayment amount.

5. If you are familiar with it, you can give them the credit card and tell them the password, so that they will help you repay it and swipe it out on the last repayment day, and you just need to call them the handling fee then. 1. Offline credit card repayment. The principle of operation is that the repayment method adopted by the credit card repayment agency or individual is lump sum. In layman's terms, the credit card repayment agency or individual will help you pay back the credit card, and then immediately spend the money by swiping the card. 2, credit card to return the APP. The principle is that two kinds of cards need to be bound, one is a credit card for repayment, and the cardholder's credit limit in the card is required to be at least 5 yuan; One is a savings card for collecting money. According to the balance in the credit card, automatically calculate how many times you need to pay it back. For example, if the cardholder's current card balance is 5 and the repayment amount is 5, it needs to be repaid at least 1 times. The general credit card repayment platform is to help cardholders settle their bills through this circular brushing method. 3. Loan repayment APP. In the past two years, this kind of credit repayment app has been very popular. Many banks or non-bank institutions have successively launched such loan products, mainly based on the qualifications of borrowers, so as to evaluate whether to lend you money. Generally, after the approval, the money will be directly returned to your credit card, and then you can return it to the bank or institution in installments every month.

how does the credit card agent operate?

Credit card overdraft consumption exceeds the cardholder's repayment ability, so some people will think of credit card repayment. In order to ensure the safety of credit card repayment, we should pay attention to the following repayment procedures:

1. Find a reliable credit card repayment agent or individual before the credit card repayment date;

2. The formalities fee for reimbursement agreed by both parties is generally around 1.5%;

3. Make sure that the credit card is in normal condition and can be swiped out immediately after entering;

4. The other party helps to repay the credit card bill first. After the credit line is restored in real time, the same amount is swiped out through the POS machine;

5. the cardholder pays the other party's reimbursement fee.