With the development of China's economy, China's Internet is also developing continuously. Due to the advent of the Internet era, the Internet is present in our work and life all the time. What is slowly changing is not only the improvement of It not only improves our living standards, but also changes the way we live. For example, there is Huabei on Alipay. We can use Huabei to make advance purchases and then repay in the next month. Similar to Huabei, there are credit cards. Credit cards are also a way to make advance purchases. Many people use credit cards. Pre-consumption is a very common phenomenon. What we are going to talk about today is the international student who owed 23 million when she applied for a credit card abroad and ran away to China after having no money to pay back. What is happening to her now?

Her name is Li Jiaxin. Like many people who studied abroad, she also used credit cards to make purchases and then repay the debt. By chance, Li Jiaxin discovered that there was something wrong with her credit card. The problem was that there was no limit. This meant that a card with no limit was equivalent to a gold card or a black card. You could spend whatever you wanted without having to pay back. After knowing such a loophole, Li Jiaxin did not dare to make more purchases at first. She continued as usual, transferring money to pay off the money after spending. However, one time she forgot to repay, and the bank did not deduct her credit points, or even give her credit points. Notified her by text message, so she used the card again for consumption for a month. In the second month, she also found that the bank did not notify her, which made her feel a little inexplicable and made her want to not pay back the money. She gradually bought brand-name clothes. After a while, she found that the card did not require her to pay back the money. She began to boldly buy luxury goods, starting to buy luxury cars and houses, and lived a luxurious life.

However, the good times did not last long. A loophole is a loophole after all, and pie-in-the-sky things will never happen. When the bank discovered the loophole, Li Jiaxin had already spent more than 23 million, which is equivalent to more than 4.6 million euros. , for this figure is a huge amount of money, it has to be said that the real blame lies with the banks. Although the bank initially believed that she owed the bank 23 million, legally Michelle Reis did not need to bear any responsibility and did not need to pay back the 23 million. However, the bank still pursued her and demanded compensation from her.

In desperation, she had no choice but to return to China just to avoid the bank's debt urging. After a while, Michelle Reis began a normal life. After this incident was spread by the Internet media, many people thought that Li Jiaxin was favored by God and were very envious of Li Jiaxin. It must be said that she is very lucky.

There are good things and bad things. The ancients said that it is easy to go from frugality to luxury, but it is difficult to go from luxury to frugality. This is reflected in Michelle Reis. After returning to China, Michelle Lee will not be able to adapt to ordinary life for a while, and she still spends money lavishly. This lifestyle has made many people put forward some suggestions for her. However, in Michelle Lee's view It is reasonable for her to come in and consume. She has no intention of changing this consumption method and still goes her own way. Of course, due to the pressure of life, she had to change her consumption patterns.