If this prompt appears when using a credit card, there are usually three possibilities. First, the user's credit card credit limit is insufficient; Second, the credit card has set a transaction limit; Third, the risk of credit card transactions is controlled by banks.
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal.
bank cards have reduced the circulation of cash and checks, which has made the banking business break through the time and space constraints and undergone fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.
from August 1, 217, the annual management fee for bank cards will be cancelled, and some basic financial service charges of commercial banks will be suspended. On April 22nd, 219, China UnionPay released the Report on the Development of Bank Card Industry in China (219).
On August 15th, 22, Baidu Company, baixin bank and China UnionPay launched the first digital bank card in China-Baidu Flash Payment Card. On August 31st, China UnionPay released the first digital bank card "UnionPay Unbounded Card".
solutions to the limit of bank cards
1. Modify the limit of bank cards
When a bank card is limited, you can modify the limit. There are two main methods:
One is to bring your bank card and ID card to a nearby bank outlet and ask the staff to help you modify the limit of bank cards.
The other way is to log in to the online bank to modify it by yourself. Just log in to the personal online bank account and find the payment management, and then you can carry out related operations. However, this method is only applicable to customers who have already opened online banking accounts.
2. Switching payment methods
The bank card limit is to control your consumption, so when the bank card consumption is limited, you can choose another payment method to complete the consumption, such as changing the bank card or using the balance account.
3. Don't transfer too much money at a time
Bank cards also have a limit when transferring money, which is to avoid risks caused by too large a transfer amount. Therefore, when transferring money with bank cards, don't transfer too much money at a time, or use multiple small transfers instead.
4. Get a bank card with a high limit
If your bank card has a low limit, you can also choose to get a bank card with a high limit, which is also one of the most direct and effective ways to solve the limit.