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How long does it take to cancel a credit card?

45 days. When canceling a credit card, there is usually a "clearance period" of about 45 days. Make sure there are no delayed transactions on the card before it can be canceled. Therefore, the credit card can be canceled within 45 days. Any special card that can provide the cardholder with a credit certificate and allow the cardholder to shop, consume or enjoy specific services can be called a credit card.