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Ping An Bank credit card, I owe 17000, and I will pay it back with the minimum repayment amount. What is the algorithm?
Ann is happy to answer your questions. If this is your first repayment, the minimum repayment amount of the first installment bill =65438+ 000% of the unpaid part of the last minimum repayment amount+100% of the annual fee+100% of the principal and handling fee of each installment business and the resulting interest+10% of the transaction principal (consumption+withdrawal)+. If you repay normally in the first month (that is, not less than the minimum repayment amount in the current month's bill), the minimum monthly repayment amount in the next month will be automatically reduced from the original 10% to 5%, further reducing the repayment pressure of each bill and facilitating your flexible financial management. The specific minimum repayment amount of the current bill is based on the amount displayed after your bill is generated. However, if only the minimum repayment amount is paid, Ping An Bank will calculate the interest in stages, starting from the bookkeeping date and calculating the interest according to five ten thousandths of each transaction in the bill until the transaction is paid off. The specific interest shall be the amount after the next bill is generated.

In the future, you can also pay attention to the official WeChat of Ping An Credit Card and experience a different micro-life. Ann will provide you with satisfactory service _