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Credit Card Booking

What kind of credit card is good for staying in a hotel?

Generally, the credit cards with the best hotel benefits are co-branded credit cards belonging to major well-known hotel groups. But if it is a high-end co-branded credit card, such as the Shangri-La co-branded card, although it is a co-branded card, the requirements for cardholders are not low, so not all users can apply.

In addition, although these high-end hotel co-branded cards can use points to redeem hotel rooms, it is also very troublesome to accumulate points. Most of the time, you may only enjoy discounts. For these high-end hotels, even if there are discounts, the prices are not low and are still high for many friends.

So you should choose a suitable credit card based on your daily life. In addition to these high-end hotel co-branded cards, there are also co-branded cards for ordinary hotels. You can go to Zhongxin Card to check them out!

How to book a hotel with CCB Platinum Credit Card

To book a hotel with CCB Platinum Credit Card, you need to log in to the CCB APP, online credit card, self-service life service menu, and book the hotel directly.

How to pay after using a credit card to guarantee an online reservation?

Using a credit card to guarantee an online reservation will be deducted directly from the card. You can make an online order and go to your hotel with your ID card for authentication. . You can give the money to the cardholder when you're done using it. If you give me more money, it will be repeated.

If I book a room with a credit card, will there be any deductions?

Yes, the term in the credit card business is called pre-authorization.

If you do not check in by the expiration date, he will return the money to you, but it may not be the deducted amount. The hotel will charge a certain room fee. This is called deauthorization.

To put it bluntly, part of the amount on your card is temporarily frozen and handed over to the hotel for deduction.

Is a credit card required for booking on the Marriott app?

No.

If you use a debit card, on the one hand, the hotel cannot deduct money from your debit card (unless you book in person), on the other hand, even if the hotel deducts the money, it will be very troublesome, and you may not even be able to get a refund.

It is okay to use a friend’s card. When making a reservation, try to communicate with the hotel first and explain to them that the reason for using someone else’s card is because there is no VISA and MASTER. Basically all hotels will agree, but you must check in in person. Passport, otherwise most countries will not allow you to stay.

To reserve a room, you only need to confirm online in advance. Payment is made at the front desk after arriving at the hotel. Credit cards generally require the cardholder to have a certain financial ability to repay, as well as financial certificates from the company, etc. But for college students, there are also youth cards suitable for students.

Credit card application method

Bring your credit certificate to the counter to apply: Applicants are required to submit relatively complete asset certification documents and submit the above to the bank for review by the bank's back-end review department.

Online banking application: The applicant uses a savings card account under his or her name to open online banking, enter the official website of the required bank, enter the login password and verification code, and then enter the online banking page. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The review progress and results will be displayed on the online banking.

Bring your credit certificate to the counter to apply: Applicants are required to submit relatively complete asset certification documents and submit the above to the bank for review by the bank's back-end review department.

Online banking application: The applicant uses a savings card account under his or her name to open online banking, enter the official website of the required bank, enter the login password and verification code, and then enter the online banking page. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The review progress and results will be displayed on the online banking.

How to cancel the visa pre-authorization after using the China Merchants Bank visa credit card to pre-authorize the reservation?

Using the China Merchants Bank visa credit card to pre-authorize the reservation but canceling the reservation, how to cancel the visa pre-authorization

Pre-authorization cancellation is divided into active cancellation and automatic cancellation. When you intend to cancel a reservation, you should request the hotel or agency to handle the pre-authorization cancellation procedures within the specified period and ask for the cancellation number as a cancellation voucher. Because after using pre-authorization, if the cancellation is not processed in time, the merchant can directly transfer the money, and the bank will generally not refuse to pay.

After completing the check-out, rental and other procedures, cardholders should also consciously and proactively request or confirm that the relevant merchants immediately revoke the pre-authorization, restore the credit limit, and eliminate possible risks and losses.

Usually the hotel’s operating mode is to make reservations through the Internet, telephone, or pre-authorize a certain amount after entering the store. When checking out, pre-authorize the settlement through the POS machine and pay the consumption amount. At the same time, the remaining amount will be refunded to the credit card;

The time period for automatic cancellation of pre-authorization is generally 30 to 45 days, and this frozen amount will occupy the original limit of the credit card.

After I apply to report the loss of my credit card, will the pre-authorization be cancelled?

Pre-authorization is a temporary freeze on the funds in your card. There is a time limit, and this type of behavior is similar to a deposit. Usually when renting a car, you will encounter pre-authorization.

It will be automatically lifted after the loss report takes effect.

Can the Shanghai Pudong Development Bank credit card pre-authorization be canceled at different POS machines

Strictly speaking, it is not possible because the merchant number and terminal number of each machine are different. Canceling pre-authorization and completing pre-authorization need to be completed under the same conditions as pre-authorization. However, if you have the original pre-authorization receipt and related information, you can cancel and complete the offline pre-authorization remotely.

Generally, it takes 3-10 days after the pre-authorization is released to arrive in your account. If you need it urgently, you can ask the hotel to fax the pre-authorization release certificate to the bank, which will take about 2 working days faster!

Pre-authorization refers to the behavior of cardholders making purchases in hotels, hotels or rental companies. Consumption and settlement are not completed at the same time. Special units request authorization from the card issuer in advance through POS.

How to cancel and get a refund when booking with agoda

If you book the wrong date, you can directly call the AGODA customer service number to explain the reason and you can apply to cancel the order. Agoda is an online hotel booking website, mainly focusing on hotels in China, Japan, South Korea, Southeast Asia, and Australia. Note: For hotels booked through Agoda, you need to bring the printed/electronic version of the wine with you when you check in at the hotel...

How long does it take for China Merchants Bank Credit Card to be refunded after canceling the order?

Credit Card When a purchase is returned, you can contact the merchant for a credit card refund (the money can be refunded directly to the credit card). The credit time depends on the processing time of the merchant's acquiring bank. The general time limit is 15 working days (monthly repayment is still based on the actual account) The situation shall prevail.

Hello, if you cancel the order by paying for the purchase, you still need to verify the refund with the merchant.

Hello, if there is a return of the credit card purchase, you can contact us. The merchant operates credit card refunds (the money can be refunded directly to the credit card). The credit time depends on the processing time of the merchant's acquiring bank. The general time limit is 15 working days (monthly repayment is still subject to the actual account situation.

In the case of an installment refund, if the customer applies for a full refund after purchasing in installments, the installment amount and handling fee that have been paid will be fully refunded regardless of the fee collection mode; if a partial refund is made, For refunds, the accounting operation method is adopted instead of returning the merchant's refund to the customer's account in one go.

It is recommended that you communicate with the seller as long as the other party confirms the refund. , the funds you paid can be returned to your account soon.

This system has nothing to do with credit card operation. If you purchase online, it usually takes 1 to 3 working days.

You Well, when you use a credit card to make a return and make a purchase, you can contact the merchant for a credit card refund (the money can be refunded directly to the credit card). The credit time depends on the merchant's return operation method. The general time limit is about 2-3 days (monthly repayment The actual account situation shall prevail).

If you have any questions about other China Merchants Bank credit cards, please search for 4008205555 in QQ corporate friends and add China Merchants Bank Credit Card Center as a friend; or search the number "cmb4008205555" in WeChat And pay attention to the China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!

That’s it for the introduction to credit card reservations