How can I cancel my credit card if I haven’t received it? First of all, you need to confirm the credit limit in your credit card, mainly to see if there are any annual fees, card creation fees and other fees. Don’t think that charges will not be deducted if you have not received the credit card or the credit card has not been activated. There are still some credit cards that will be deducted as long as the card verification is successful, such as high-end platinum cards and other annual fee cards, as well as those that have taken special work to produce It becomes a special card type. Therefore, before canceling your account, it is best to call your bank and ask if any fees have been deducted. If so, you have to repay before canceling your account. Many people may ask, how can I repay the card if I haven’t received it or activated it? This is actually very simple. Just ask the customer service what the credit card number is, and then repay it by transfer. You can cancel it after the repayment is received. Next, you need to understand clearly whether to cancel the card or cancel the account. If you have other credit cards in this bank and just want to cancel the card that you have not received, just choose to cancel the card, which will not affect the use of other credit cards; if you want to cancel all credit cards in your name, including this card, Just choose to cancel your account. After solving these two problems, you can log out. There are two common ways. One is to call customer service directly to apply for cancellation, and the other is to bring your credit card ID to the branch to cancel. No matter which method is used, there will be a 45-day pre-cancellation period after the bank accepts the application. If no arrears or refunds are incurred during this period, the cancellation can be officially successful on the 46th day.