2. There is no interest-free period and no longest repayment period for overdraft withdrawal. This concept refers to the repayment on the repayment date after withdrawal. At that time, there will be a handling fee for withdrawal: 1% of the minimum withdrawal amount, and the daily interest of 1 yuan will be five ten thousandths from the date of withdrawal, and the compound interest will be calculated monthly until it is paid off.

It is ok to repay part of the overdraft before the repayment date. However, as long as it is not fully paid off on the repayment date, at least the minimum repayment amount (65438+ 00% of the withdrawal balance+withdrawal fee+interest during the period) should be paid. Otherwise, it will directly affect credit. The interest on the remaining unpaid part is still calculated at 0.5 ‰ per day, and the interest is converted into cost from the date of withdrawal to 3 1 day.