Anhui rural credit card will not be overdue if it is postponed for a few days
A credit card will not be overdue if it is postponed for three days.
Generally speaking, banks will provide users with a 3-day grace period for repayment. If the amount to be repaid is paid off in full within 3 days, it will still be considered as repayment on time; if it exceeds 3 days, it will be considered as overdue repayment. . However, it should be noted that some banks’ repayment grace period services are very short or even have no repayment grace period. Therefore, one day late payment by these banks is considered overdue. For example, ICBC does not have a repayment grace period, while China Guangfa Bank’s repayment grace period is 1 day.
Anhui, referred to as "Wan", was named after the first characters of Anqing and Huizhou at that time. It is a provincial-level administrative region of the People's Republic of China. The provincial capital is Hefei. Located in the Yangtze River Delta region of East China, between 114°54′-119°37′ east longitude and 29°41′-34°38′ north latitude, it borders Jiangsu to the east, Henan and Hubei to the west, Zhejiang to the southeast, and Jiangxi to the south. , adjacent to Shandong in the north, with a total area of ??140,100 square kilometers. As of the end of 2021, Anhui Province’s permanent population was 62.02 million.
Is Anqing’s credit score linked to the company’s output value and small and micro enterprises?
Anqing's credit score is linked to the company's output value and small and micro enterprises. Credit score refers to the personal credit status evaluated by the evaluation agency based on the analysis of personal consumption information. When applying for a credit card or loan, the higher the credit score, the greater the assessed limit.
Huishang Credit Card Bank Customer Service Number
Huishang Bank Credit Card Telephone Consultation on credit card business, you can consult through the customer service hotline: 96588 (in Anhui Province), 40088-96588 (nationwide) .
1. HUISHANGBANK is the first regional joint-stock commercial bank in the country established by the joint reorganization of a city commercial bank and a city credit cooperative. The overall design of Huishang Bank's reorganization was carried out in accordance with the "67" plan. It was established in 2005 by the merger of six urban commercial banks in Hefei, Wuhu, Anqing, Ma'anshan, Huaibei and Bengbu and seven urban credit cooperatives in Lu'an, Tongling, Huainan, Fuyang Technology, Fuyang Xinying, Fuyang Galaxy and Fuyang Jinda. It was officially established on December 28, 2018. On November 12, 2019, Huishang Bank (03698, HK) was listed on the Hong Kong Stock Exchange, priced at HK$3.53 per share, and raised net funds of approximately HK$8.557 billion. Huishang Bank is the fifth urban commercial bank in the country with assets exceeding RMB 1 trillion, following Bank of Beijing, Bank of Shanghai, Bank of Jiangsu and Bank of Nanjing. On November 19, 2019, the 2019 Asian Financial Competitiveness Selection List was announced, and Huishang Bank Co., Ltd. won the "2019 Corporate Bank" award.
2. Huishang Bank was formally established on December 28, 2005, with its headquarters in Hefei. It was jointly reorganized and established by 6 city commercial banks and 7 city credit cooperatives in Anhui Province. Huishang Bank is the largest urban commercial bank in central China in terms of assets, loans and deposits. Huishang Bank is rooted in the local economy and serves small and medium-sized enterprises. Thanks to its long-term and intensive cultivation of the Anhui market, the Bank has an extensive customer base of small and medium-sized enterprises and a business network that is organically aligned with the regional economy. Currently it has 199 institutions, covering all 16 provincial cities in Anhui and the neighboring city of Nanjing, Jiangsu. Huishang Bank continues to expand new development space. In 2009, the bank successfully expanded beyond Anhui and established its first branch outside the province in Nanjing, Jiangsu. It achieved important breakthroughs in cross-regional development and continued to expand its business development space. Huishang Bank has become a well-known financial service provider in Anhui and even China, with various operating indicators such as growth, profitability and asset quality ranking among the best in the industry. It has successively won honors such as being ranked 305th among the world's top 1,000 banks in 2012 by the British "Banker" magazine.
3. As of the end of December 2012, Huishang Bank had 190 branches, more than 5,500 employees, and a registered capital of RMB 8.175 billion.
The total assets of Huishang Bank reached 324.187 billion yuan, the balance of various deposits was 241.933 billion yuan, and the balance of various loans (including discounts) was 166.803 billion yuan, which were 6.7 times, 5.5 times and 5.5 times respectively at the beginning of its establishment; the non-performing loan ratio was 0.57, A decrease of 5.43 percentage points from the beginning of its establishment; from January to December 2012, the operating profit was 6.123 billion yuan, a year-on-year increase of 18.4%, and the net profit was 4.314 billion yuan, a year-on-year increase of 22.7%, ranking sixth among city commercial banks in terms of comprehensive strength.
Hello, would you like to ask, for credit card activation, is there a Ping An Bank branch in Anqing?
To activate Ping An credit card, you can proceed as follows:
1. Pocket Bank APP On the credit card interface, click "More", use card services - card activation, and activate according to the prompts;
2. Follow the WeChat official account of Ping An Bank Credit Card, click the menu "Card Application_Benefits" - "Activation_Binding" Card" and operate according to the interface prompts;
3. Call the credit card 24-hour customer service hotline and select "Manual Service" according to the voice prompts to proceed.
If you are a new account and successfully apply for a Ping An credit card online, you need to bring your ID card and card to a Ping An Bank branch to activate the card.
Warm reminder:
If you activate with a temporary ID card, you need to provide additional supporting documents.
Examples of auxiliary documents: driver's license, household register, passport, Hong Kong, Macao and Taiwan passes.
There is no Ping An Bank branch in Anqing. If you apply for a new account online, it cannot be activated. If there are Ping An Bank branches in other nearby cities, you can choose the nearest branch to activate at your convenience.
Response time: 2020-06-11. For the latest business changes, please refer to the official website of Ping An Bank.
Which bank is the best for credit cards?
My boss *** has applied for credit cards from 5 banks, in order: China Construction Bank, Minsheng, China Merchants Bank, Shenzhen Development Bank, and ICBC. The credit cards from the first four banks were applied for when I was in Zhejiang, but were later canceled by Minsheng Bank and Shenzhen Development Bank. Currently, I mainly use the CCB Platinum Card (limit 100,000), and occasionally use it with China Merchants Bank. I applied for the ICBC card in my hometown this year. It was a Peony China Petroleum Card. I canceled it after less than three months of use. Mainly because I feel that the ICBC store is bullying customers.
1. The initial limit of the card is only 500 yuan (the initial limit of the China Construction Bank card I applied for in Zhejiang 5 years ago was 5,000 yuan, and other banks were 10,000 yuan, and the income and credit record at that time were not as high as they are now. ), I refueled twice and it just ran out. Once after refueling, the credit limit was not enough and I couldn’t use it. I happened to not have any other cards with me. It was so hot.
2. Peony PetroChina Card gas discount 1, I applied for PetroChina gas card discount 2, why do I need a credit card?
3. After using the Peony China Petroleum Card for more than two months, I have not received a paper bill or an electronic bill. I have never encountered such a thing after using the credit card for several years.
4. I applied online at that time. (I had consulted at an ICBC branch before, and the ICBC people actually told me that not everyone can apply for a credit card, but I didn’t.) But after the card was ready, there was no Call me to inform me that I found it online myself. Call 95588 and tell me the outlet in Anqing to pick it up. Other banks will send the card to your home, but ICBC only allows you to pick it up yourself, and there is neither SMS notification nor phone notification. Moreover, when applying, I can only choose a city-level branch to pick up the card, not a county branch. The round trip from my city to the city is 120 kilometers.
5. ICBC does not have 800 or 400 credit card customer service hotline, and the 95588 number is difficult to get through, and the phone fee is much more expensive than local calls. So it was canceled later and I suggest you not to use ICBC credit cards.
Is it easier to apply for a credit card from another bank after applying for a credit card from another bank?
Is it easier to apply for a credit card from another bank after applying for a credit card from another bank? What?
As long as your CITIC card has no bad usage record and you provide a photocopy of the CITIC card when applying for a credit card from another bank, it will be easier.
Because CITIC knew your personal information and credit information when it approved the card for you. Since it finally approves the card for you, it means that your personal situation meets the general credit card issuance requirements. , so that banks can reduce some verification work in the approval process.
The limit of Minsheng Credit Card is generally relatively high. Minsheng Bank has invested more in credit cards, has various types of cards, has better service industry, and has cooperation with many institutions such as UnionPay and Alipay. It will be helpful for your future use. A card would be more convenient, so you might consider it.
As long as you already have a credit card, when applying to other banks, submit a photocopy of your current card and it will be easy to get approved. If you apply for a higher limit from other banks, it is generally recommended to apply to other commercial banks, such as Minsheng, Guangfa, etc.
I applied for a credit card from another bank two months ago. Can I now apply for your bank’s credit card?
Which bank in Anqing is easier to apply for credit cards?
The China Construction Bank is better.
I just applied for a Ping An Credit Card. Can I apply for a credit card from another bank?
Yes, but it is not recommended. Applying too many in a short period of time will make the bank think you are short of money. , the probability of applying for the card is reduced
If I have a Bank of Communications credit card and then apply for a credit card from another bank, do I not need a work certificate? If so, which banks can handle it?
Once you have a Bank of Communications credit card, you can apply for a credit card from another bank. Whether you need proof of employment depends on the requirements of different banks. You can go to other banks to apply for a card with a card, which is more convenient and faster.
The process of applying for a card with a card is relatively simple, but there are certain conditions. If the cardholder wants to apply for another credit card using the credit card he already has, the cardholder generally needs to use the original credit card for more than 6 months before he can apply for another credit card at another bank. For ICBC, the required card holding time is relatively short. ICBC credit card holders only need to use the card for more than 3 months to apply for a card.
Under normal circumstances, when applying for a card business, the cardholder can use the original credit card as proof of financial resources and the original identity document, so that on the basis of the original cardholder holding the card, the cardholder can apply for a card at another bank. Apply for another credit card. For some banks, if you want to apply for a card by card, they may also require you to submit a photocopy of your ID card, a photocopy of your credit card, proof of financial resources and other relevant information.
It is good for the cardholder to obtain an extra card by applying for a card. It means more money can be overdrafted, but it will also cause some troubles. . If cardholders mismanage their credit cards and cause excessive loop overdrafts, the trouble they cause will be relatively difficult. If the cardholder fails to repay the loan after the due date, the cardholder's credit debt will quickly expand like a snowball, causing huge financial trouble to the individual.
Which bank’s credit card in Wuhan is easier to apply for? Is it more difficult to apply for China Merchants Bank’s credit card than other banks’ credit cards?
If you meet the application conditions for China Merchants Bank credit card, you can try to apply. The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The credit card application result shall be subject to our bank's actual audit. The necessary application files are a copy of your identity certificate and employment certificate. If you can provide other financial proof files, it will be more helpful for us to understand your personal situation and determine your credit limit. If you are interested in a China Merchants Bank credit card and have never held a credit card from our bank, you can apply in the following four ways: 1. Please log in to the credit card website and select "Apply for Credit Card" - "New Customer Application"; 2. Please bring your Please go to any CMB branch in person to apply for the original identity certificate, work certificate and financial certificate file; 3. You can also call the customer service hotline, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer The service specialist will register you and notify our local staff to contact you to confirm your application. 4. If you have applied for the professional version of our bank’s online banking, you can apply through the professional version.
Please note that the credit card status will be subject to the final audit results.
I have an ICBC credit card. Is it easy to apply for a gold credit card from another bank?
It should be easy to apply. This is also one of the conditions. You have applied for a credit card and it has credit. As long as you do not owe money to ICBC and have credit, it will be easy to apply for a card from another bank. If If you fail to pay back the ICBC credit card and have a negative credit rating, other banks will not apply for you if they find out
That’s it for the introduction of Anqing Credit Card.